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user_7194
NMLS: 2289
Contact Info

SONNY BAKER

BEDROCK LENDING

T: (512) 722-6066
M: (512) 968-9966
F: (214) 234-9781
2003 S LAMAR SUITE 2
Austin, TX 78704

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#99

in Texas


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We know that each customer has specific needs, so here at Bedrock Lending, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for AND THE ABSOLUTE BEST DEAL IN MORTGAGE BANKING TODAY. About Bedrock Lending: Bedrock Lending was founded in 2005, with a goal of addressing the needs of the growing base of highly educated consumers/borrowers who are looking for quicker, easier access to mortgage loans at the best price. With the traditional mortgage broker process proving to be slow and tedious for customers in a faster-paced, technology-driven world, Bedrock Lending allows borrowers to obtain mortgages directly from a lender rather than relying on an intermediary such as a broker; this is extremely important during today's trying financial times with lenders going out of business due to all of the changes in the banking industry. Providing this direct access to the lender through the use of our technology allows the customer to get the ABSOLUTE best deal with GUARANTEED CLOSING COSTS and assures them that their funds will be at closing and ON TIME GUARANTEED.In 2008 Bedrock Lending, became a division of Fairway Independent Mortgage Corporation, one of America's leading mortgage loan originators having funded over 13 billion in loans since it's inception. This marriage marked the beginning of significant growth for Bedrock Lending and enabled the company to invest further in its customer service, products, and technology - which ultimately set the stage for Bedrock Lending's emergence, and current status, as a leading "customer service" driven mortgage loan originator.


Contributions to Lender411
Blogs
Credit: credit tip Dec 20th 2011
Credit: Credit Tip Sep 1st 2011
Credit: credit tip Aug 23rd 2011
Credit: How do my credit cards effect my credit scores?? Jun 14th 2011
Mortgage Trends: How or Why do rates move? May 29th 2011
more...
Answered Questions
Lender411.com: Will mortgage rates continue to go down? Oct 13th 2011
Lender411.com: Income determination question Sep 23rd 2011
Home Purchase: If I take a 401K loan for buying home will it affect the … Jul 13th 2011
Home Purchase: Can someone explain what is driving rates so low? May 26th 2011
more...
Contacted consumers with following loan scenarios
Texas, Home Refinance, Excellent Credit, Amount: $220,000, LTV 73% Aug 5th 2011
Texas, Home Purchase, Good Credit, Amount: $200,000, LTV 80% May 31st 2011
Colorado, Home Purchase, Good Credit, Amount: $190,000, LTV 95% May 18th 2011
Texas, Home Purchase, Good Credit, Amount: $240,000, LTV 96% May 16th 2011
Colorado, Home Purchase, Excellent Credit, Amount: $340,000, LTV 81% May 12th 2011
credit tip
by BEDROCK LENDING
Dec 20, 2011
Here is another tip if you are getting ready to apply for a new home loan or if you have a loan currently in processing with a lender: DON'T CLOSE CREDIT CARD ACCOUNTS If you close a credit card account it will appear to...
read more...
Credit Tip
by BEDROCK LENDING
Sep 01, 2011
Here is another tip if you are getting ready to apply for a new home loan or if you have a loan currently in processing with a lender. DON'T PAY OFF COLLECTIONS OR CHARGE OFFS during the loan process. or just prior to...
read more...
credit tip
by BEDROCK LENDING
Aug 23, 2011
Tip for your credit score in anticipation of applying for a loan or while your loan is in process with lender DON'T APPLY FOR NEW CREDIT OF ANY KIND. Including those "you have been pre-approved" credit card invitations...
read more...
How do my credit cards effect my credit scores??
by BEDROCK LENDING
Jun 14, 2011
Having good credit has never been as important as it is today in mortgage lending. I get asked all of the time, " how do our credit card balances effect our credit scores? and should we pay one off vs. paying all down? and if...
read more...
How or Why do rates move?
by BEDROCK LENDING
May 29, 2011
With rates dipping down near all time lows- I have been asked a lot lately as to why they are dipping or what makes them go up and down? Well mortgage rates fluctuate daily based off of the mortgage backed securities markets...
read more...
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