Sunny Singh

First off, Thank You so much for taking the time to consider me as your agent as well as giving me an opportunity to gain your business.

Hello my name is Sunny Singh and I have been in the Mortgage Industry since 2001. I love what I do, and couldn't see myself in any other field. I have done everything from the ground up. I started in the marketing department then became a JR. LO at a mortgage bank, then to a processor, dabbled in the underwriting dept, and finally made it to Sr. Loan Officer. I have done it all and have seen about almost everything there is to see in this business.

I presently hang my DRE license with Tri Valley Mortgage dba Alpine Mortgage, we are a Direct lender and everyday is a new adventure in this market.

Through my years, I have seen a lot of changes with this market and I have funded all types of different loans. I have done tons of Conventional, Jumbo, FHA, Reverse Mortgages, USDA, Hard Money, and Commercial. A lot of agents come onto forums and announce that there niche is everything in efforts to obtain as much business as they can. I have plenty of business already, and I want to be as overly honest as possible, so I wont do that. My niche is Conventional + FHA Refinances and Purchases. This is an active buyers market so purchases are everywhere, and with the new HARP 2.0 loans refinances are allowed on loans owned by Freddie/Fannie with unlimited LTV.

Before Mortgages, I attended college at Cal State Hayward University where I studied Criminal Justice, I also went to Las Positas college where I studied business. I received my degree in 2005. I come from a very humble Punjabi family and we have always resided in the Bay Area, CA.

What I can OFFER:

The reason I chose to work with Alpine Mortgage is because they are a very well established company, and have a name for themselves in the industry. Also, working with them allows me to be able to pass on the lowest rates on every product matched with the lowest fees.

What you can EXPECT:

-Low Fees
-Straight forward answers
-Pre-Approvals within 15 minutes
-Free copy of Credit Report
-You never need to run credit to get a Good Faith Estimate with us.
-Fast Closings
-Best Rates (Raw Pricing, No padding like most other lenders)
-Attention you deserve on your file
-Face to Face Meetings (Local Only)

I will beat most rates and fees!! That's a promise I can deliver

If there is anything that I can assist you with, or if you just want to run your scenario by me please feel free to contact me at anytime 24/7.

Happy Fundings!

Sunny Singh
Sr. Loan Officer
(925) 705-8418 Direct
(925) 226-4822 Fax

ssingh@eastbayfha.com

www.eastbayfha.com

Contributions to Lender411

Answered Questions Lender411.com: Do you have to be underwater/upside down to qualify for H… Oct 5th 2011 Refinance: I'm looking to re-fi my 30 yr (23 left)/ 5.6% fixed loan … Nov 18th 2010 more... Contacted consumers with following loan scenarios California, Home Purchase, Good Credit, Amount: $357,500, LTV 97% Dec 6th 2011 California, Home Refinance, Excellent Credit, Amount: $270,000, LTV 93% Jun 10th 2011