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First off, Thank You so much for taking the time to consider me as your agent as well as giving me an opportunity to gain your business.

Hello my name is Sunny Singh and I have been in the Mortgage Industry since 2001. I love what I do, and couldn't see myself in any other field. I have done everything from the ground up. I started in the marketing department then became a Jr. Loan Officer for a local Mortgage Bank, then to a Loan Processor, then an underwriter, and finally Sr. Loan Officer. I have done it all and have seen about almost everything there is to see in this business.

I presently work for Nationstar Mortgage Builder Division KB Homes Preferred Lender of Choice, we are a direct lender and every day is a new adventure in this market.

Through my years, I have seen a lot of changes with this market and I have funded all types of different loans. I have done tons of Conventional, Jumbo, FHA, Reverse Mortgages, USDA, Hard Money, and Commercial. A lot of agents come onto forums and announce that there niche is everything in efforts to obtain as much business as they can. I have plenty of business already, and I want to be as overly honest as possible, so I wont do that. My niche is Conventional + FHA Purchase and Refinances. This is an active buyers market. and with the release of the new HARP 2.0 loan, refinances are now allowed on loans owned by Freddie Mac + Fannie Mae to unlimited LTV.

Before Mortgages, I attended college at Cal State Hayward University where I studied Criminal Justice, I also went to Las Positas college where I studied business. I received my degree in 2005. I come from a very humble Punjabi family and we have always resided in the Bay Area, CA.

What I can OFFER:

The reason I chose to work for Nationstar Mortgage is because they are a very well established company, and have a name for themselves in the industry. Also, working with them allows me to be able to pass on the lowest rates on every product matched with the lowest fees.

What you can EXPECT:

-Low to No Fees
-Straight forward answers
-Pre-Approvals within 15 minutes
-Free copy of Credit Report
-Upfront Good Faith Estimate
-Fast Closings
-Best Rates (Raw Pricing, No padding like most other lenders)
-Attention you deserve on your file
-Face to Face Meetings (Local Only)

I will beat most rates and fees!! That's a promise I can deliver

If there is anything that I can assist you with, or if you just want to run your scenario by me please feel free to contact me at anytime 24/7.

Happy Fundings!

Sunny Singh
Sr. Loan Officer
(925) 705-8418 Direct
(925) 226-4822 Fax

ssingh@eastbayfha.com

www.eastbayfha.com


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