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NMLS: 3888
Contact Info

Stephen Harris

Emery Federal

T: (614) 442-9377
P: (866) 220-2815
4700 Reed Rd
Columbus, OH 43220

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#43

in Ohio


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Get your SMART Borrower Analysis today!

I work for Emery Fed which is part of a credit union. I offer loans in all states and work with over 50 different banks/lenders and have dozens of programs to offer, any where from no money down purchases, jumbo loans, arms, 100% loan to value. Call me today or apply online and get your SMART borrower analysis completed.

Get your life in order - Today. I want to give you control of your life by giving you control of your finances. Unlike corporate bankers or impersonal loan factories, I can come to your home and explain how much money we can save you or do a web conference. It's my responsibility to professionally shop the market for you. The mortgage landscape has changed rapidly in the past few years. I constantly stay informed on what products are available and what is projected to hit the market in the coming months. My exclusive nationwide loan search software can find the lenders, programs and rates that best meets your needs.


Contributions to Lender411
Blogs
Credit: Your Credit Aug 22nd 2011
Credit: Credit info and refinancing Jul 21st 2011
Mortgage Trends: Don't Miss the Refi-Purchase Boat Jul 11th 2011
more...
Answered Questions
Lender411.com: is there anybody that will refinance my modular home Jan 3rd 2012
Lender411.com: Should I refinance if I'm thinking about moving soon? Nov 16th 2011
Lender411.com: Can I refinance without 20% equity in my home? Nov 14th 2011
Lender411.com: Different ways to refinance a rental property Nov 11th 2011
Lender411.com: What are the stipulations on loans after bankruptcy? Oct 31st 2011
more...
Contacted consumers with following loan scenarios
Tennessee, Commercial, Good Credit, Amount: $725,000, LTV 99% Apr 14th 2012
Wisconsin, Commercial, Excellent Credit, Amount: $150,000, LTV 97% Mar 16th 2012
Kentucky, Commercial, Excellent Credit, Amount: $25,000, LTV 3% Feb 19th 2012
Ohio, Commercial, Good Credit, Amount: $425,000, LTV 44% Jan 23rd 2012
Alabama, Commercial, Good Credit, Amount: $100,000, LTV 99% Dec 27th 2011
Your Credit
by Stephen Harris
Aug 22, 2011
Your credit score is the biggest factor on getting a mortgage loan. The higher the score can save you thousands over the life of a loan and allow you to get a loan with a lower down payment. Please read about improving your...
read more...
Credit info and refinancing
by Stephen Harris
Jul 21, 2011
Do Pay off debts Pay back the debts and loans that you can afford to pay before you plan to refinance. This may help your credit rating and lower your debt to income ratio when qualifying for a new loan. Do not Open any new...
read more...
Don't Miss the Refi-Purchase Boat
by Stephen Harris
Jul 11, 2011
If the economy or a bad experience has kept you from refinancing, you should consider doing it now. This past year, you've probably heard a lot of talk about mortgage refinancing, such as historically low rates, value...
read more...
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