Craig S. Spaulding

If you are considering refinancing or purchasing a home and would like expert advice from an experienced Mortgage Banker, contact me and I would be happy to assist you.

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My areas of expertise include:

* Reliable, Quick Pre-Approvals For Confidence When Placing Offers On Homes

* Accurate, Timely Rate Quotes

* Conventional and FHA Loans

* Excellent Customer Service

* Competitive Rates

* Nationwide Lender- Lending In All 50 States

*We do not charge any points or origination fees and do not charge any application fees. Just the best rates and lowest closing costs. I assure you that I will be honest and informative from start to finish.

*Be sure that you are working with an NMLS approved Mortgage Banker who understands and abides by the legal requirements of your state. My registered NMLS# is 565991.

Contributions to Lender411

Blogs Refinance: Updated Rates Aug 12th 2011 Refinance: Today's Rates Aug 12th 2011 more... Answered Questions Lender411.com: HOA dues in my complex Aug 31st 2011 Lender411.com: How to refinance a new Fannie Mae - Freddy Mac backed loan? Aug 31st 2011 Lender411.com: Should I lock my rate? Sep 1st 2011 Lender411.com: do you charge the borrower fees for services? I assume yo… Aug 29th 2011 Lender411.com: i have a loan with countrywide/BofA that is 1.4million, b… Aug 29th 2011 more... Contacted consumers with following loan scenarios Massachusetts, Home Refinance, Excellent Credit, Amount: $215,000, LTV 86% 8 days ago Alabama, Home Purchase, Excellent Credit, Amount: $102,500, LTV 59% Apr 9th 2012 Mississippi, Home Purchase, Excellent Credit, Amount: $182,500, LTV 87% Feb 28th 2012 Kentucky, Home Refinance, Good Credit, Amount: $87,500, LTV 92% Jan 24th 2012 Alabama, Home Purchase, Excellent Credit, Amount: $147,500, LTV 89% Dec 29th 2011