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Contact Info

Jim Brown

Sun National Bank

T: (732) 245-5121
P: (800) 786-1677 x300023
M: (732) 245-5121
F: (732) 807-4290
2422 Hwy 34
Wall Twp. Office
Wall, NJ 07719

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#38

in New Jersey


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My name is Jim Brown. I have been a mortgage lender for 25 years.My background is with several major banks and was a founder of Select Morgage Corp, Bellmawr, Brick NJ. Most recently I was with Kastle Mortgage Corp Vice President in Freehold, NJ. I joined Sun Home Loans a subsidiary of Sun National Bank Wall, NJ as Regional Sales Manager. My primary lending area is all counties of New Jersey. I have closed thousands of loans for clients and Realtors. I am available to close loans in all counties of NJ. I try to meet each and every client in person. That is my priortity...Please call me for a free prequalification. Some of the towns I have done business, Brick, Pt. Pleasant, Toms River, Freehold, Howell, Spring Lake, Monroe Twsp, Manasquan, Wall,Holmdel, Maplewood, Cranford


Contributions to Lender411
Blogs
Home Purchase: Mold Growing on Real Estate Sign Jun 30th 2011
Refinance: Why Cash-out the Homestead..... This Time Jun 22nd 2011
Loan Programs: Alternative to Sub-Prime, What will be the Terms? Jun 17th 2011
Real Estate: WHAT'S UP WITH THESE BUYERS Jun 1st 2011
Refinance: So What's Up with That Appraiser?, What's He Lo… May 21st 2011
more...
Answered Questions
Refinance: We have a lot of upgrades in our house. May 20th 2011
Refinance: I have a credit score of 719. Is that "excellent" when fi… May 3rd 2011
Refinance: I want to refinance May 11th 2010
Home Purchase: my credit score is 598, im trying to get pre approved for… Apr 28th 2010
more...
Contacted consumers with following loan scenarios
New Hampshire, Home Purchase, Excellent Credit, Amount: $277,500, LTV 79% Apr 9th 2012
New Hampshire, Home Purchase, Good Credit, Amount: $117,500, LTV 94% Feb 29th 2012
New Hampshire, Home Refinance, Excellent Credit, Amount: $110,000, LTV 81% Jan 16th 2012
New Hampshire, Home Purchase, Good Credit, Amount: $122,500, LTV 98% Dec 31st 2011
New Hampshire, Home Refinance, Excellent Credit, Amount: $335,000, LTV 66% Dec 20th 2011
Mold Growing on Real Estate Sign
by Jim Brown
Jun 30, 2011
Yes, it appears today that most "MOLD" issues in a real estate sale are on the sign on the lawn. Home sales take much longer to make it to contract and even longer to closing. Many reasons to include underwriting of loans,...
read more...
Why Cash-out the Homestead..... This Time
by Jim Brown
Jun 22, 2011
Why cash-out the Homestead...this time If you are lucky to have some equity maybe 35% or so you may want to consider a refinance to a maximum FHA eligibility. Reasons for this refinance? As home values decline you will not...
read more...
Alternative to Sub-Prime, What will be the Terms?
by Jim Brown
Jun 17, 2011
Well, I think the name that fits is "Flex Term". There will be alternative opportunities simply due to the unfortunate situation self employed buyers are up against. Details of that loan will be of course full verification of...
read more...
WHAT'S UP WITH THESE BUYERS
by Jim Brown
Jun 01, 2011
While rates are at all time lows, so are home prices declining. These home values will continue to decline and so will the number of buyers who want to buy them. Buyers have decided that as long as the decline in home values...
read more...
So What's Up with That Appraiser?, What's He Looking At
by Jim Brown
May 21, 2011
Appraisals for first mortgage refinances require a full appraisal including a walk through inside the home. A good appraiser will note recent improvements and further note in comparison to other homes. Square footage is also...
read more...
Better to Hold off on that New Construction or Minor Overhaul
by Jim Brown
May 16, 2011
Unfinished or homes under construction even if a simple remodel of the kitchen or bathroom will delay the approval and closing of your refinance. Final inspections by the appraiser who did initial inspection will have to be...
read more...
Sellers Need to Rethink Turning down First offer..they may regret it...
by Jim Brown
May 15, 2011
Home Sellers must consider where home values were and where they are going. Home sellers need to consider the idea of turning away a buyer for five to ten thousand dollars. Another buyer may not come so easy and even if it...
read more...
Loan Officers Must Educate This Time Around
by Jim Brown
May 05, 2011
Loan officers must educate the consumer this time around. Education is not only about what rate am I getting, it is how do I end up with this rate. Questions and answers of how do I get to my rate and what determines that...
read more...
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