Get your mortgage and real estate questions answered by professionals in live time.

by jstroup

I posted the lender 411 link on my web page. How do I know it's working?

I posted the lender 411 link on my web page. How do I know it's working? Is my page being promoted?

Boise, ID - 2 days ago
1 answers

My income is too low to get enough for an income based loan to finish my…

Seattle, WA - 2 days ago
This question has not yet been answered.

Loan based on future rental or sell price.

I have $65,000 to start my single family with ADU project. Is it wise for me to spend that much and then get a loan to compete the project based on future rentals and/or selling when it is done?

Seattle, WA - 2 days ago
This question has not yet been answered.

by Nelson

I am looking for comercial lender willing to lend in lots at private com…

This community is in east Tn, I need lender working in lots. (Blanket Mortgage) if it till exist!

Morristown, TN - 3 days ago
3 answers

How can I get my name removed from your service as I have found another …

I want to unscribe to your service. Please tell me how to do this

New Haven, CT - 3 days ago
2 answers

by mtb2009

FHA 203K Loans

Can someone explain to me how these loans work for the contractor? I am just curious to see what they need to do on them.

New York, NY - 3 days ago
2 answers

by mtb2009

I did a loan modification and come to find out the company is no longer …

Been in process for 1 yearCompany told me last week they are no longer in business and shutting downThey opened up under another name but say it has nothing to do with the old company and I am out of lu…

New York, NY - 3 days ago
1 answers

how does loanlenders of america,inc rank.

what has been the feed back of this morgage lending co.

Boca Raton, FL - 3 days ago
1 answers

Do you loan on fannie mae repos if they are modular homes?

This house is a Fannie Mae Repo and they have dropped the price down to $19,900.00. (I think they would go even lower as no one will give home path loans on this home as it s a modular or a prefab home)…

Belleville, KS - 4 days ago
2 answers

I just recently filed bankruptcy and it was discharged my house was in w…

I wan to buy a house after this bankruptcy

Forrest City, AR - 4 days ago
2 answers

We want to buy a home but we have less then great credit. what do you su…

He had problems with his credit from when h was younger and i have medical bills from the birth of my son. Is bankrupcy something to consider? or can we still buy a home in the situation were in or will…

cosby, TN - 4 days ago
3 answers

Borrowing more than list on an underpriced house that needs some work.

Situation: Looking to buy a home, and have saved a 10-20% for a downpayment. Recently, I found a home that normally might above my conservative price range, but has some defects that will need to be t…

Oklahoma City, OK - 5 days ago
This question has not yet been answered.

FHA >417k this summer or Conventional

We are interested in evaluating the advantages/disadvantages of buying this summer with an FHA loan (>417k) or next summer with a conventional loan (417k loan we don't get the best rates. It would …

Winston, GA - 5 days ago
1 answers

Is it possible for someone with damaged credit to own a home?

I realize that your credit score is the sole factor as to wether or not you can obtain a morgtage. Is it possible to still obtain a mortgage with a very low credit score?

Madeira, OH - 6 days ago
3 answers

by mrowe30

I am qualified for the Fannie Mae appliance incentive and need more info…

I am in the middle of buying a house and was told when my offer was accepted that I qualified for the Fannie Mae Appliance incentive. The selling agent is not giving us much information on this. Such …

Hayden, ID - 10 days ago
2 answers

when does the $8000 credit end? Is it possible they might extend?

we only have a small amount for downpayment. what kind of loan can we qualify for to get the refund?

Eugene, OR - 10 days ago
5 answers

I need to lower my monthly mortgage payment and do not have perfect cred…

How do I refinance with less than perfect credit?

Petersburg, WV - 10 days ago
2 answers

how do I get customers to review me on lender 411? Is there a link for t…

a link that bgoes to a page on lender411 so they can review me?I have done many loans from people through Lender 411 and all of them are very satisfied.

Lynnwood, WA - 12 days ago
1 answers

Is comparing Good Faith Estimates between 2 lenders the best possible wa…

We are trying to buy a new home in Overland, KS.

Overland, KS - 12 days ago
5 answers

New mortgage guidelines affecting people with good credit?

I am in the process of shopping for my first house. My original pre-qualification was in January, for a conventional 30 year fixed loan. I'm hoping to make an offer this week, so I called my lend…

Boston, MA - 12 days ago
4 answers

by smithca

Typically, how long do you have to wait after being favorably discharged…

Lecompte, LA - 13 days ago
This question has not yet been answered.

If we have 20% equity in our home, can we still get a HELOC? if so, what…

We are in Orange County, CA

Santa Ana, CA - 14 days ago
1 answers

How long will the rates remain this low? My option ARM expires in a few…

When I refi, it will get higher than my current rate.

Las Vegas, NV - 16 days ago
3 answers

by marge44

Senior Citizen purchasing a vacation home..

Hi everyone,Quick, general question for anyone who can help: my mother, who is 65 and living in Colorado is wanting to purchase a 2nd home (condo) in LA. She has near 800 credit score, zero debts (no …

Boulder, CO - 16 days ago
2 answers

15-yr vs 30-yr

Suppose you are applying for a loan of 550K, you can choose either 15-yr 4.5% fixed interest rate or 30-yr 5.25% fixed interest rate. Which one would you choose? And why?

Honolulu, HI - 17 days ago
5 answers

by dolyz15

Need advice - trying to get pre-approved but am in a strange situation

So, my wife is a co-signer on her parent's house (don't ask me why) and we figured before we try to get pre-approved for OUR loan, she should take her name off the title to her parent's h…

Oxford, MS - 18 days ago
5 answers

I am making less money than when I bought my house. I want to know if t…

lower income, refi my house

Raleigh, NC - 19 days ago
This question has not yet been answered.

Income to debt ratio

I'm married and file income tax jointly with my wife. Question is if I'm trying to take out a mortgage by myself, when banks calculate loan amount based on income to debt ratio and credit sco…

Dallas, TX - 19 days ago
3 answers

FHA 5/1 ARM Question

My husband and I are trying to purchase a condo and are stuck on which financing option to go with. Wells Fargo, the condo's preferred lender, is offering an FHA 5/1 ARM. The seller has agreed to b…

Salt Lake City, UT - 20 days ago
2 answers

we are needing this loan within 2 mounths can you get me a fixed rate at…

evansville, IN - 23 days ago
This question has not yet been answered.

Do any of you good professionals beleive the real estate market will bot…

We are trying to figure out where the bottom is to only buy at that time.

Tustin, CA - 24 days ago
3 answers

Who should I contact about a fha loan in ky

I need to see if I qualify for a FHA loan in Kentucky. Dont know who to talk to

greenup, KY - 25 days ago
2 answers

Does the closing costs of about 6% of the purchase price in NY state sou…

We are being told that closing cost for a loan on a house selling for $272K may be up to 16K? How can that be? How does anyone afford a house?

Albany, NY - 27 days ago
4 answers

by beachc

I do not have a current fha loan, my appraisal value is 192000 and I owe…

My current loan is owned by 5/3rd and not fha, my appraisal value is 192000 and I owe 200000. I tried refinancing with a credit union but my pmi company would not allow the pmi to transfer. My current …

Grand Rapids, MI - 27 days ago
2 answers