This is possible, depending on some of the factors that are keeping your scores down. But simply based on credit score this is possible. Call or email me with any questions, Paul Campos 714-283-1045 x 2221, pcampos@myinstantcapital.com

Most home financing will require about 600 to 640 score with a few lenders offering financing down to a 580 score. With 30% down you could use "private" money to purchase your home. The downside is that the interest rate and fees are usually a higher. However, the private money should only be a short term option while you turn your credit around. Once your credit is better, you could then refinance into a better interest rate.

Ron has the exact answer. To further clarify, private money will most likely bet at 10% to 12% interest rate and 3-5 points as a cost. It is really expensive but if it gets you in the home then it may be the right choice for you. If we are truly at the bottom on values then it could be really good and if we are not at the bottom then it might make sense to wait to buy and work on your credit. My crystal ball is broken. www.AskTheLoanMan.com

You credit score is slightly off the mark... there are FHA lending options for borrowers down to 500 credit score in CA, however rates are a bit higher, and you only need 10% down. It's very possible to get your score raised, but you can still get a loan now with your current score... Contact a local mortgage broker, not a bank and let them look at your complete scenario.. WilliamAcres.com

Yes, We may be able to help you, i need more infromation about your credit history and also to figure out why your fico score is low. Please feel free to call or email me directly at 310 933 4748 or Houtan.Hormozian@Crestico.com

1 of the 39 quality lenders that we work with will allow you to purchase a home with a 578 FICO and 10% down with a FHA loan. If we can bump your score up to 580, the down payment can be just 3.5%. I would have to analyze your entire financial situation to determine what the down payment and interest rate would be. FHA is your best bet because of its low down payment requirement and interest rates that are currently in the mid 4s to low 5s if you can qualify for the loan. Give me a call 16/7 at 626-796-7712 or 626-644-2020, and I'll be happy to walk you through the process. Also, click on my picture and you will be redirected to our web site where you can learn more about me and our mortgage brokerage.