USDA Loans Offer 100% Financing In Rural AreasThe USDA Home Loan is a little known mortgage option available to home buyers in rural areas of the U.S. and there are a lot of areas that are considered rural. This is really a super loan program that not many take advantage of because they don't know about it.Advantages of USDA Home Loan:o100% financing, NO down payment required oNo monthly mortgage insurance (unlike FHA and conventional loans (with <20% down) that carry monthly mortgage insurance oGreat 30 year fixed interest rates oYou do not have to be a first time home buyer to get this loan oSeller can pay for all your closing costs Here are some other facts about USDA Home Loans:oYour income needs to be within 115% of the area median oHas to be your primary residence and 1 unit only VA Financing Offer 100% Financing Virtually all active military and veterans are eligible for a 100% VA financing. However, I have listed below additional details on who is and who is not eligible for 100% VA financing. oVeterans are eligible if served for 90 days during war time or 180 continuous days during peace time oCurrent active duty personnel are eligible if served 90 days during war time or 180 continuous days in peace time oSelected reserves and National Guard are eligible if completed 6 years as a member of an active unit oThe un-remarried spouse of a military member who died while in service is eligible oAny service member (including reserves) discharged for service connected to disability regardless of time served is eligible There are others ways to be eligible for VA financing that are not listed above. Please contact me if you have questions so I can order your certificate of eligibility today!Some highlights of VA financing:o100% financing! oLow 30 year fixed interest rates oNo monthly mortgage insurance oYou don't need perfect credit oFlexible income qualification

Please call 800-426-5626 as there are many optiond for home purchase and the programs can be set up iniquely.

Hi, Yes, We do Have Loan Programs for Credit Score. Our Afflicated Office is Federal Chartered. You can either called me or email me back. 877-269-3085 Emails: ken@directmortgageloanservices.com. I am looking forward to hear from you.Ken