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Can I buy a house with a 630 mid credit score?

Can I buy a house with a 630 mid credit score?. I know FHA only requires 620 credit score but I am finding out that lenders have overlays. Are there any lenders that will accept a 630 credit score? by abbeyroad6464 from Denver, Colorado. May 10th 2011 Reply


David Hosterman (dhosterman)
#15 ranked lender in Colorado - 4 contributions

Our company will allow FHA loans down to a 620 FICO. We also have ways to possibly get your scores up to a 640 to get you a better rate. Please give me a call at the information below so we can see what we can do for you. Thanks and have a great day!David J Hosterman 7400 E. Orchard Road, Suite 2900NGreenwood Village, CO 80111(303) 501-1401 Direct(720) 260-9814 Cell(303) 928-8359 Faxdhosterman@castlecooke.comwww.castlecookemortgage.comNMLS #: 220562Castle & Cooke Mortgage, LLC extends old fashioned courtesy and high standards of excellence by using paperless technology, experienced employees, and the strength of the Castle & Cooke name to simplify your mortgage experience. At Castle & Cooke Mortgage we know a little extra effort makes a big difference because we know your home is your castle!Confidentiality Notice: The information contained in this message and any attachments may contain confidential or proprietary material and is intended solely for the use of the person or entity to which it is addressed. Any unauthorized review, use, disclosure or distribution of this communication is strictly prohibited. If you have received this communication in error, please immediately notify the sender by reply e-mail and destroy all copies of this communication and any attachments.

May 10th 2011
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Eddie Stephen (EdtheLoanGuy)
#16 ranked lender in Colorado - 24 contributions

Yes, its depends on the reasons why your credit is a 630. I have the ability to get mortgages even down below a 620 for the right fit.give me a call and I can help get you some additional information866-218-9696 Eddie

May 10th 2011
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Jay Rosen (JayRosen)
#371 ranked lender in California - 3 contributions

You can get a conventional loan as well, as long as all three credit scores are above 620.

May 10th 2011
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