While it is possible to obtain financing with a credit score of 600, the odds are stacked against you and your interest rate will suffer. My advice is to focus on getting your score above 640 at the very least as it will be well worth it over time because of a reduced interest rate. i work for a direct lender/ FDIC insured bank and can help you identify ways to increase your credit profile in the shortest amount of time. Feel free to contact me.Thanks,Ed GroussmanCommunity BankerHome Savings of America

Yes, you can get an FHA loan with a mid fico of 600, and you will not be subject to a higher rate. 99% of lenders out there require a 620 or higher, so they will tell you that is where you need to be to qualify. You just need to find the 1% that allow lower fico scores. As a broker approved with multiple lenders, I have lenders that will go down to a 500. What state are you in (guessing Michigan)?

You can get an FHA insured loan with my company with a mid FICO score down to 580 with 3.5% down payment. I am licensed in PA & NJ myself, but we originate mortgages in 46 states. Feel free to reach out to me if I can help you. Thanks, Larry Kantner, Embrace Home Loans.

Yes you can a mortgage with a credit score as low as 580

Credit Scores as low as 600 will allow for new home financing. Most smaller lenders are at 620 or 640. My recommendation is to always work with a local, reputable, known mortgage loan officer in your community. Check to see if a national lender in your area (WF, BofA, Chase, Citi) would allow for that too. Chances are they will.

I assist borrowers in Michigan (and nationwide). PrimeLending received an exception from investors, which allows me to offer FHA mortgages for credit 600-640. 30-day closings available. Excellent rates, low fees, close on time.Jori Stern, Sr. Loan Officer, PrimeLending, A PlainsCapital Company. (877) 399-6539. http://www.primelendingdallas.com/fha-mortgage-credit-600