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Can I refinance my underwater manufactured home through the HARP program?

by MJackson from Independence, Ohio. Nov 9th 2012 Reply


HARP does allow the refinance of MFH, and there are lenders out there that will do them, and normally I would suggest using someone local, but in your scenario, if you find anyone willing to do it, you should latch on to them and don't let go.... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Nov 9th 2012
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First, make sure your loan is currently owned by either Fannie Mae or Freddie Mac. You can check here: For Fannie Mae (FNMA) use http://www.fanniemae.com/loanlookup/ For Freddie Mac (FHLMC) use https://ww3.freddiemac.com/corporate/. If your loan is not owned by either, then you will not be able to refinance under HARP. Most Manufactured home loans are FHA and not conventional. If this is the case, then you are in luck, because there are many more lenders that will do an FHA streamline. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Nov 9th 2012
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I offer HARP 2.0 on manufactured homes and I lend in OH. Feel free to contact me at 800 315 8803.Bart Gabewww.bartprequalifies.com800 315 8803 NMLS# 20743 - my licensing informationhttp://www.nmlsconsumeraccess.org/ - link to look up my license number

Nov 9th 2012
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Very hard to find lenders who will handle a manufactured home, even even within those lenders, many loan officers aren't willing to put the time into it. Find someone reputable and go with them. Don't expect to get the same rate as promoted for standard mortgages...

Nov 9th 2012
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YES, www.MortgageWholesale.com will do HARP Refinance on Manufactured Homes in California.

Jan 24th 2013
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