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Can my husband refinance the house without me being on the loan?

I am not listed on our current house loan. How did he refinance without me being on the loan? by kimberly56598 from Tampa, Florida. Mar 8th 2011 Reply


Daniel Lotter (dnllotter)
#28 ranked lender in Colorado - 52 contributions

Yes he can - only if the initial loan being financed was in his name only. If the loan was in both of your names then a quick claim deed should have been initiated with your signature to take your name off the title deed. Unless he has a signed power of attourney over you. Did you happen to sign a paper like that? If so then - you signed the house over to him. Its not required for the husband or wife, whichever order, to both sign loan papers to refinance or purchase.

Mar 8th 2011
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Kirk Anderson (KirkAnderson)
#2 ranked lender in Arizona - 25 contributions

Yes he can certainly can. For more details, please call me on my toll free number at 877-262-4050.Thanks,Kirk

Mar 8th 2011
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JULIO RABEIRO (LENDINGTRADE)
#55 ranked lender in Florida - 5 contributions

Yes if it's a sole or separed property,or investment property or if it's your principal place of residency but you did no qualify for a loan . but you as his wife has to sign the mortgage instrument or a quit claim deed but not the loan or promisory note

Mar 8th 2011
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Crestico Funding (CresticoFunding)
#15 ranked lender in California - 310 contributions

Hello Kimberly,He has a capability if you live in a state that the property is not considered a community property, also were you on the loan and title prior to him doing this refinance?

Mar 8th 2011
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