Mandy238,SunTrust allows your husband to apart of the new refinance and he can use his VA entitlement. This would give you a lower rate with no mortage insurance. Call me at 800-735-0525x6304. I am the Mid Atlantic sales manager for SunTrust.Thanks

Hello Mandy. Freedom Mortgage is a Direct Lender that funds loans in all 50 states. We work with VA mortgages everyday and would be happy to speak with you to show you some options. Please send us an email at adennie@fmbranch.com. Thank you.

Why VA? Do you feel VA is your only option? Have you inquired about all your options? How many mortgage professionals have you spoken with? Explore first prior to committing yourself to a particular product. .... Happy funding, Rudi