Mortgage Advice > Credit score of roughly 600, looking to refinance Fannie Mae home

Credit score of roughly 600, looking to refinance Fannie Mae home

Looking to refinance a home valued 140k, mortgage 128k @ 6.625%. I believe i have a score of 600, but I do not know if that is the case. It is a Fannie Mae loan prior to 2009. Currently in a Chapter 13 however that was more than 2 1/2 years. Haven't missed a single mortgage payment. Please reach me as soon as possible at celliot4@comcast.net or (816) 779-3111. Peculiar,MO | Dec 6th 2011
by Chad El... Answer

by mmitchell

I would love to speak with you about this loan. Please call me at 816-759-0200

Dec 6th 2011

by PatrickM

Hi Chad. I just received guidelines for the expanded HARP loans this week and they are calling for a min score of 620 and bankruptcies discharged for at least 3 years. You may qualify for a FHA refi, as they allow CH 13 refis with trustee permission.

Dec 6th 2011

by william

Good luck Chad with your refinance quest... Contact a local mortgage broker, not a bank and apply with them.. they work with a vast number of lenders and can match your particular scenario to the right one... williamAcres.com

Dec 6th 2011

by ljprops

Chad....you should get your credit score before you contact any lenders. We send all our clients for a free look from all three credit bureaus here: 1st step in lendingGood luck!ljprops

Dec 8th 2011

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