HARP2 requires that your mortgage be owned by Fannie Mae or Freddie Mack. Unless one of those entities owns your mortgage you will not be eligible. If your loan to value is 97.75% or less you may have other options to refinance. Contact me and I'd be happy to take a look at your situation and advise the best route for you.

The program coming out in March is for Fannie or Freddie owned loans only. However President Obama recently announced plans to get other people the opportunity to refinance, however, I don't believe it is going to pass through the senate. You can watch my short video here for more details. http://rmilending.com/obamarefiplan

NO... But, there is talk in Washington of bringing such an option to the market in the near future. At this point it is just talk, and needs to pass through Senate. I personally don't expect it to pass, but...

That's Freddie Mac with no K. Sorry about that.

Your loan has to be owned by fannie or freddie and you can go online to check, it could be...worth a shot

Hey Thein... the HARP 2.0 program is specifically for Freddie Mac / Fannie Mae loans only. If you have a loan owned by a private bank, then there could be help in the future... President Obama has proposed a refinance program for "All Other Responsible Home Owners", who, because of the type of loan they have, are not eligible to take advantage of the low interest rates. Some people in our industry think it won't pass, other's do.. But in either case it's in its beginning stages and has not been presented to Congress, so we won't know for some time.. Stay Tuned.... WilliamAcres.com

Your loan has to be owned by Fannie Mae or Freddie Mac. All the best!