Me and my girlfriend have got pre-approved, found a home, done the inspection and appraisal. We are now waiting on final approval and still have about 1.5 months before closing date. When we first went in to talk to a mortgage broker our biggest hurdle was paying things off and coming up with a downpayment and that was all explained to her.So she told us that we would only need to have the downpayment right before closing, which we planned out and are ontrack. The only issue I see is that somethings I have read say that for final approval we need to show that we have the downpayment ready to go. My question is how far before closing do we need to get final approval if I am correct. Everything else for approval is all in place with employment, credit and debt to income ratio.Any opinions would be great. Reno,NV | Aug 29th 2009
by limitle... Answer