Yes, you can use that income. We are NATIONAL direct lenders and can have an approval in your hands the same day. Please shoot me an email. Thanks.

What is your down payment for subject property? Please provide specifics and I can take the income question to management.

The short answer is YES. However it is predicated upon whether you file US income taxes. If you file your income with the IRS, as you should since you are a US Citizen than Yes. i am acutally working on a similar loan for a client. I am licensed in CA and would be happy to help you. Thanks

Hi James,As long as it is able to be documented, in most cases, you should have not rouble, just a bit of paperwork.Best,Matt

James,This just requires a Letter of Explanation and a little more documentation. I've had several borrowers with your situation, except all documentation was in Chinese. It wasn't Greek to me. .... Happy funding, Rudi