It does not cost anything to get pre-qualified and it does not affect your credit. Just contact a mortgage broker in your area and have them assess your income, assets, liabilities and available funds to close. Use the "find a lender" tab above to find someone near you. Gregorio Denny --WeFixRates.Com--

I can have you pre-approved very quickly. The great thing is we are Direct Lenders and our approvals are good for 90 days. We have been in business for 25 years and offer incredible rates with fantastic service. Send me a quick email for a quick approval. adennie@fmbranch.com

The reason the Realtor wants you to get pre-qualified is a good thing for both you and the Realtor. First of all it lets the Realtor know you are qualified to buy a home in today's market and also if you find the home you love, you can move more quickly with an offer. Most importantly it lets you know what value home you can qualify for and what the payment would be to ensure it fits with-in your budget. Everyone else is correct it cost nothing and should not affect your credit score. With us you can either apply through our website at MyNWMortgageLoans.com or you can call me at 360-901-1023 anytime. Either way it should only take 15 to 20 minutes to get the information I need to proceed with the pre-qualification. I am licensed in WA and OR and you can call at anytime as the number listed is my cell phone. The good thing is Envoy is a Mortgage Bank and everything form application through funding is in our control, No matter what you do pre-qualification is the best way to go!

Visit http://www.myequitypro.com/secure-online-application/ The process takes 5 min - No obligation, No Pressure. You will find out in a matter of Minutes what type of loan and payments you qualify for.

Your options are to be pre qualifed or pre approved. Pre qualified is an estimate from the lender on your ability to qualify based upon experience and knowledge.Pre approval is filling out an application, pulling a credit report, and issuing a pre approval, or what we call a priority buyer pre approval letter. That is the preferred method since we have most information, including credit, and can avoid any surprises. Please call me with any questions or visit my we site, www.wellsfargo.com/jonathon-nalder, to fill out information for the pre approval.Thank you.Jon Nalder206-292-3213

The wrong web site address was listed in the emai, the correct address is: www.wfhm.com/jonathon-nalder Let me know how I can assist you.Thank you.Jon Nalder

A prequalification is basically "running the numbers" to see if they match up with the ability to get approved for a particular loan. A pre-approval is going the next step and having credit run and then getting your credit package preapproved by a lender. Your credit score will drop lower if you continually allow your credit to be pulled over a longer than 30 day period. I generally ask my clients to hold off on having their credit pulled until they are certain they want to use me as their lender. Once pulled, I discuss with them their score and provide a copy of the report to them. We address any corrections that may effect the ability to get the desired loan. Please visit http://www.cme4loans.com to learn more about my services.

Pre-Qualified is not the same as Pre-Approved. You want to be pre-approved. This requires a loan application, credit pull and income documentation. This shouldn't effect your credit score, but there are no guarantees. .... Happy funding, Rudi

Rather than get "pre-qualified," you should get "pre-approved" for a mortgage before house hunting. To get "pre-approved," you will need to fill out an application, and provide copies of pay stubs, bank statements and W2s. Once the required information is obtained, the lender will pull your credit report, then, if satisfactory, will run your application through automated underwriting to get a decision. If you get "approved/eligible," you will be pre-approved for a mortgage.