We are averaging 21 days start to finish. Jay PromiscoStearns Lending916-402-1468

Hello Mario,We are a direct lender that funds all of our conventional and VA Loans here in San Diego, CA. With a complete file, escrow title and fully executed contracts, we are currently running 24 hours for underwriten approval and 48 hours for docs. I would give 1 week for ordering and completing and appraisal report. All in all, we are averaging 2 to 3 weeks.Congratulations on finding your new home.

If you are dealing with one of the big banks, the answer is no. They are the ones that are backed up. I just closed a VA loan in less than 3 weeks that was "in-process" with one of the big 5 banks for over 70 days. Make sure you are dealing with a local Mortgage Banker. Most mortgage bankers and mortgage brokers are more nimble than the big behemoths and can get the job done quickly. The big boys? Not so much. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

As Bert stated... large banks cannot close on time at all... contact a local mortgage broker, not a bank and apply with them.. if you have everything in place, you can close inside of 2 weeks with some lenders... WilliamAcres.com

We usually can close a loan within 30 days. Some larger banks and take over 45-60 days.