You can refinance one month after you closed on your last refi. - I say a month so that your last refinance paperwork can transition to your next lender.

It depends on a few factors such as what type of refinance, rate/term or cash out. I would be happy to take a quick applicaiton to see if you will qualify for a refinance. Please call me at 631-446-3103 to discuss further. Thanks- Gregory A.Topal

If you are not looking for cash out, there is no waiting period. However, the value used in determining your loan to value ratio will be the LOWER of current appraised value or the purchase price.Joe Shamie 877-662-3321 x-102

If you just purchased and are looking to refinance there are a few things to look for. Depending what county you are in you will want to see if a CEMA makes sense for you. This could save you from paying thousands of dollars in New York state tax again in closing costs. Make sure you deal with someone who is experienced with CEMA's as they can be a little tricky depending on the situation. Also, make sure you get the re-issue rate on the title insurance. This will save you on additional closing costs as well. Joe has your question regarding wait period covered. If you have any additional question's feel free to contact me through my profile. Best of luck!

Usually only 1 year so you can have a little of equity in your home. The rate is good now so it is good to do refinance now as well.My name is Ana and I am the senior loan officer for First USA Home Loans. Please contact me for free consultation with no obligation at 1-877-472-9887 or email at avichaidist@firstusahomeloans.com

Technically there is no time limit on when you can refinance, but if you want to use Appraised Value or Trying to get Cash out, then other rules apply. Check with a local lender to evaluate your loan to see if there is a benefit. The big thing today is a benefit is required for a Refi.