my wifes score is 530-630 depending on which angency you use. before we waist alot of time i will give some specifics so you can determine if you think you can help. mortgage is 39000.00 credit cards etc 20000.00 price of garge 24000.00. home is double wide on permanent foundation with 1/12 acres of land apraised at >90000.00. want to consoladate to one bill clear any derogatory credit and put in garage. mo gross income aprox 8000.00
parkton,NC | Dec 30th 2009
by edward ...
Answer
by edward ...
by Angelo ...
Dear Edward Mcclellon ,Hello, my name is Devon Hinds, and I am with Pan American Mortgage our corporate office is located at 6232 N Pulaski, Chicago, IL 60646. I am sending you this email in response to your request to be contact by email regarding Refinance. Yes we can help you consolidate your bill and get you the money you need to build your garage.Pan American Mortgage is a full service Mortgage banker affiliated with banks and investor throughout the country. Whether you are buying a home, refinancing, consolidating debt or cashing out the equity in your home, we will obtain the best program for you, at the lowest interest rate available.Purchase or refinance your home with Pan American Mortgage and you will be given the individualized customer attention that you deserve. Purchase or refinance your home through a banking professionals that will offer you the best customer service from start to finish. Our Commitment to You:No hidden fees, no surprises, Guaranteed lowest interest Rate, low closing cost, exceptional service from start to finish. We are here to help you in every way we can.Therefore helping you by creating a one stop shop for your needs. Let us here at Pan American Mortgage, help you with your next financial decision. We offer: FHA loans Purchase and or refinance, Reverse Mortgage, Construction Loans, Commercial Loans, Construction to Permanent loans, Conventional Loans, loan consolidation, Alta A loans, and Rehab Loans.Please call me Devon Hinds @440-240-3196 or email me dhinds@panamlending.com today so that I may complete your loan application! our website is:www.panamlending.com www.panamerbank.com Jan 1st 2010
Aside from the credit part of this, I'm not so sure you'll have the required equity to cash out $44k added to the $39k. Lenders are not allowing Cash-Out Refinances above 85% Loan To Value currently. In order to determine if you'll qualify for this loan, we would need to pull your wife's credit (100 point range is too vague) and get comparables on your property to see if you do indeed have the required equity. Contact James Kennedy with any questions: (732)979.7409 or JKennedy@rbiloans.com Jan 1st 2010 |
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