Hi, As long as your debt to income ratio works you should be able to get a low rate. You should be able to save some money. If you would like to discuss further please give me a call. Thanks! Michelle 201-962-3555

Provided your property is eligible and you have no other disqualifying credit history, you should expect a rate currently under 4% with no money out of pocket. Contact us at Info@FloridaHomeLoanZ.com or call (239) 455-6300.

Yes... rates are very low right now and it's even possible to get a 15 year mortgage at the same payment your paying now... contact a local mortgage broker, not a bank and apply with them.. they have access to numerous lenders and can find the right lender for your particular scenario.. WilliamAcres.com

You might qualify for a rate as low as 3.875% on a 30 year feaxed and 3.25% for a 15 year fixed.

Rates are great. Refinancing from from a 6% rate would get you a new rate for 30 years in the low 4s or high 3s but a 15 year would be in the mid 3s and probably have a payment about the same as you have now. Contact a local Mortgage Banker/Broker, rather than one of the big banks. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can help you understand the different options that are available to you and properly guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com