That's not nearly enough information to be able to answer your question. Qualifying for a mortgage requires reviewing income, assets, employment history, credit score and credit profile just to name a few. If you want to find out what you qualify for, the only way is to apply with a qualified mortgage loan officer.

There are several different types of home loans you could potentially qualify for. To find out for sure you really need to apply for a loan.

I have to agree with my fellow lenders- this is a question that will drive a mortgage consultant crazy- You need to spend time going over a full application in order to get programs, rates and closing costs that adhere to your exact needs and qualifications. The credit is good enough for just about any mortgage program but we do not know if your debt out weighs your income or if you have had a bankruptcy with in the last two years and so on and so on. Pick a local lender that you can either speak with in person or have a valid phone conversation to figure out your best options after reviewing a complete loan application along with all your income documents.

You really should spend about a half hour to speal with a loan officer to go over all the qualifications. A credit score and annual income is just not sufficient unless we were back in 2005. www.guidetomortgageplanning.com

hi there: May I ask if you plan to put down at least 3.5% ? Are you currently renting? What is the amt? What is the new max mortgage amount you feel would feel comfortable with? If interested, you are welcome to contact me for discussion and going over your debts etc for an underwriting approval. Mike (703 505 5300)