You can pull credit as often as you want within a 14 day period, as long as each credit pull is mortgage-related.If you went to mortgage lenders/brokers A, B, C,.....X, Y, Z, your scores won't decrease with each pull, provided you can fit them all into that 14 day window. I believe this rule applies to each category of credit (credit cards, auto financing, mortgage, etc.), to promote the capitalisitic ideal of "shopping".Granted, each mortgage company has their own credit vendor, and each vendor may calculate different scores, so you may end up with a short range of different scores, but once you start the 14-day clock, the scores won't get any worse than that range the multiple vendors yield.One "caveat" to that, would be new credit reporting while you are within that period, good or bad. If you were late on a Visa card, and it happened to report within that 14 day window, you will likely see a drop in scores based on that late payment, not the subsequent credit pulls.All that said, if you pull credit with a mortgage company, and then again with a credit card company, and then again at an auto dealer, and then again at a bank for a personal loan, you'll see 4 seperate drops in your credit.The point, is that you are not penalized for shopping. You may be inclined to work with a "personal mortgage shopper" to limit the exposure of your personal information. This individual in the mortgage business is typically a loan officer working for a (local) mortgage broker. Brokers have access to several lenders, assuring you competitive mortgage rate/price, as they generally run your risk profile through each lender's pricing engine (anonymously, of course). They will likely lead you through the loan process too, so you can focus on more important things (family, job, etc.). And if there is ever a problem, you won't have to start over with someone new. That person can just move you loan file to another lender themselves.Good luck with your search!Let me know if you need anything at all,Jonathan Ahlers404-257-8422 x.320