Jumbo loans are still available. There are however two types of jumbo loans depending on what state you live in. Typically anything above $417,000 but below $729,750 is considered a conforming/jumbo loan or a high balance conforming loan. Anything above $729,750 is considered a true jumbo loan. Now again, it depends what state you live in because some states have a lower threshold than the $729,750. If you would like to know specifically for your state what that limit is, feel comfortable giving me a call. Rich (408) 249-1919

Jumbo loans are simply loans that are larger than the conforming loan limit in your particular area, which for most locations is $417,000. And yes, jumbo loans are still available.

Yes there are still lenders offering Jumbo loans and guidelines will vary per lender. General rule of thumb now is you would have to have a 15-20% down payment to get a Jumbo loan these days. You should be able to get 30-15 year fixed rates and 3 year arms to 10 year arms. Hope that helps!

Jumbo loans are still readily available and there is a slight difference based on where you are...typically loans over $417K are considered jumbo UNLESS you are in a high cost state such as Ca., Hawaii...Alaska....we have an extra category of conforming jumbo up to $729,750 depending on which county you are in...anything over that amount is a jumbo loan...feel free to contact me for a no obligation loan consultation...