To make a mortgage to an LLC is a business loan, because an LLC is a business. As such it can not be owner occupied, that would make it residential and have to follow residential guidelines. There may be an option to put the property in trust if your goal is to mitigate risk. Otherwise, if you are looking to build Credit. You may want to apply for a business loan. As a commercial and business loan specialist I do signature business loans even for start up companies. I also have a program to help small business build up their business credit. If you want the best rate with the lowest down payment it is best to finance the property as an individual.

Typically no. The owners of the LLC would have to be co-buyers with you and vesting would be in their personal names. You could quit claim to the LLC after closing, but I dont know what advantage that would offer.

Only with Hard Money