I think that what you are looking for is a home equity line of credit. With a refinance, you are limited to the amount of money you can get back. Depending on the loan, depends on the amount. I would talk with a professional about what exactly you are looking for.

Danny, you can either do a refinance or an equity line/loan. Either way, Freedom Mortgage is a direct lender and licensed to fund loans in all 50 states. Please email me for a FREE quote. adennie@fmbranch.com

You should be okay still getting a loan of that size. The main difference will be the "pricing adjustments" for the loan size; a broker would be a good option for you, since they can review each lender's pricing adjustments and which one would offer you the best price. Depending on the condition of the roof, though, you might find it difficult to do a standard refinance or Home Equity Line without repairing the roof first; if that's the case, the FHA 203k loan might be a good option for you. A Home Equity Line is probably the quickest and most cost effective option for you, though.

Yes we do loans of all sizes! Feel free to email me any questions at jchenoweth@bncnationalbank.com or for a free rate quote, log onto my web page and complete a full application at https://secure.smartapp1003.com/101051/?loanofficerid=101892Thanks!Jamie ChenowethBNC National Bank

You can do a 203K loan and the process would be much easier and cost less email me at odell@goffmc.com