It is possible. Which state are you in? Give me a call or shoot me an emailJames Kennedy - 732.979.7409 -or- JKennedy@rbiloans.com

Chance you may qualify for 100% financing. Would need more details. Call me at 800-733-0146.Joe Cerone, Mountain States Lending.

It is possible, but I would need to get more information to qualify you for the loan. Please give me a call at (270)737-3750.Billy CannLoan OfficerThe Cecilian Bank3460 Leitchfield RdElizabethtown, KY 42701

Make sure you compare the cost for the 4.85% as the answer is "of course you can get a rate lower than 4.85%" but does it make sense? It has everything to do with the "cost" to obtain the rate. Lower rate does not equal the best financial decision unless you are comparing the fees. Most borrowers will never pay a mortgage for 30 years, consider the time you will be in the property and the amount of money the lender is charging for the loan/rate.