Hello, My name is Steve Cooley and I am with The Cooley Mortgage Team with Prime Lending in Oklahoma City. Our origination fee is a flat $995. Origination fees are only part of the "closing costs" associated with obtaining a mortgage loan. Closing costs will vary based upon the loan amount you are seeking. They do have to be paid up front, but you can negotiate to have those paid by the seller if you are talking about a home purchase. If you are speaking of refinancing your current mortgage, typically those costs can be rolled into your new loan. Hope this was helpful. Contact me if you have any further questions. 405-831-4457Aug 18th 2012
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