Possibly if it's owned by Fannie Mae, Freddie Mac or if it's a current FHA loan. Ignore the other 2 answers as they are dead wrong! Contact me for an evaluation of your situation. http://WeFixRates.Com

The quick answer is no.Unfortunately those programs no longer exist!

Agreed. 100% refi days are gone:(

GV Denny is correct. There are available programs for 100% LTV refi's. Unfortunately, I don't lend in CA.

It's possible all the way to 125%. If you would like to discuss this in further detail please call me.