We submitted our application for a VA loan. My husband is not getting out of the military until October, stationed in CA. I worked full-time for 4 years until I had our daughter in January. I was taken off work last September due to health complications and did not go back after my maternity leave because I knew we would be buying a house and moving home to MD. We were planning on closing on a house by September, so our daughter and I could take our time moving and my husband would just come when he gets out of the military in the beginning of Oct. We both have letters of guaranteed employment upon our return in MD (which will not happen until he have a house to move into). Loan officer says we each need to have a pay stub from future employers prior to closing, but why when my husband wont be getting out for at lease another month? And she said they may not count my income at all from my future job (which is the same place that I worked in MD before we got stationed in CA) because of my lapse in employment.My question is:Why can't they just use the letter from my husbands future employer? Why do we have to wait until he gets out of the military?Because it is a VA loan, shouldn't they count my income since the only reason I left that job to begin with was because of the military?If they accept future income from me, and insist my husband needs to have a pay stub from future employer prior to closing, could I get a different job that pays more (even though they thought I was going to the old company) and qualify on my own even if the pre-approval was set up for me to go to the old company?Sorry my post is so long. We are just lost and could really use some help! Thank you~ Desert,CA | Jun 9th 2011
by jtyler_09 Answer