You Absolutely need to call me.. There is a loan program on the horizon that will enable you to refinance your home with no appraisal. Get started now by calling me at 480-287-5714... We're in Scottsdale AZ. WilliamAcres.com

On Monday October 24, 2011, President Obama announced that he is expanding the Home Affordable Refinance Program, in order to allow underwater homeowners to refinance and take advantage of low mortgage interest rates.The new program as announced would eliminate the value requirements and allow borrowers to refinance regardless of the homes value and negative equity position. Zoltan Holubecz Precision Mortgage, Inc. 623-202-3142The program will be limited to mortgages backed by either Fannie Mae or Freddie Mac. Homeowners must be current on the mortgage and must qualify for the new mortgage.Complete guidelines of the program should be available November 15, 2011.Please contact me to see if you will qualify for the new expanded refinance program. I will also check to see if your loan is backed by Fannie Mae or Freddie Mac.

Recently announced changes in the HARP program are a perfect fit for what you are trying to do. Please contact me to discuss your particular situation.

Everything has been explained in these answers. I do advise shopping for the best rate and lowest costs. I own my own mortgage company which allows me to offer extra competitive rates. Bob McCormick, PresidentWww.mccormicklendinggroup.com

Call your current lender and see if the loan is Freddie or Fannie. If is not then your only option is with the lender who currently holds the loan.

You would have to contact your current servicer for a loan modification.

Call me at 623-340-0934 and let's review the HARP 2.0 program as well as review all your options, requirements, and potentials. As a direct lender, we are prepared to get our customers all ready to go through the HARP2.0 program as well as keep them abreast of all the recent programs and options available to them. If you like you may email me at korene@wjbradley.com or call me 623-340-0934

You would have to contact your current lender for a loan modification.