I would be glad to pre-approve for your price range. I have a Veteran that I am helping right now that had a past Foreclosure 3-years ago. Give me a call and I can help you.Mitch PoitevintPacific Residential Mortgage, Inc.Corporate Location Lake Oswego, ORPhone: 888-382-9590Email: mitch.poitevint@pacresmortgage.com

Based on what you are saying you will qualify for the going market VA Rate. With VA you will either qualify or not. Meaning your interest rate will not be tied to your past credit issues. I am a Retired Vet and very familiar with VA Loans and located in your area. If you would like feel free to give me a call on my cell 360-901-1023 at anytime.

Current rates are in the mid 4's for VA loans. Contact a local mortgage broker, not a bank, and apply with them. Brokers have a vast network of lenders and they can match you up to the right one based on your particular scenario. WilliamAcres.com

Was the loan 5 years ago a VA loan? if so you may not be able to restore your eligibility untill the debt is paid in full you will have to use FHA or Conventional financing. FHA requires a minium of 3 years after foreclosure, Fannie Mae requires 7 years and Freddie 5 years shorter if there were extenuating circumstances. Also restablish credit of at least 2 credit lines for FHA and 4 for conventional is required. I can be reached at ballen@accessnational.com if you have further questions or get started with your application.

I just quoted a VA loan today at 3.875%. If you would like to discuss your situation feel free to call. Thanks. Michelle & Benny 201-962-3555 TeamAmbassador@BestMortgageOption.com

Hey Dennis,There are some good answers on here. I just wanted to step in and say Thank You for your service! Go Army!

I would be glad to pre-approve your loan. We are a direct lender/bank and do VA loans "in-house" with efficient underwriting in the same building. We can broker loans as well, but there is no benefit. The interest rate right now would be 3.875% (APR 4.081%) with regular (still low) closing costs. With a litttle higher rate, you could have zero closing costs. I have very clear loan comparisons to help you make an informed decision. Please contact Randy Free at rfree@opesadvisors.com 541.984.5626 Ext.111

Thank you for your inquiry. We would love to assist you with your loan requirements. We have both the Federal VA program and Oregon Department of Veterans Affairs loans available to qualified borrowers. From your description, it appears as though you will have a good chance to qualify, but having a live discussion with one of our loan officers would be the best method to assure that the rates we quote are specific to your individual profile. Suffice it to say, the rates are still at historical lows. Please call us, Arbor Mortgage Group, at 888-323-0422. We look forward to hearing from you!