Yes, there are lenders out there that do work with lower scoresthat being said, the root of why your scores are low could still block you from a loanBest thing would be to get an accurate copy of your credit and scoresthen check around armed with this information, instead of letting everyone pull your credit all over town and potentially push the scores lower

Do you at least have a 580 mid score?

Yes, based on just your FICO, there are lenders that do loans with this score. However, you will pay a higher rate and possibly higher fees. Give me a call to discuss your options John Lewandowski VP Branch Development DE UnderwriterGMI home Loans 732-837-1413