i still close loans with 620 credit scores but many lenders have moved thier minimum scores to 640

Spending on the State, I can go as low as 500 fico with compensating factors. If your credit score needs improvement, I work with all 3 credit bureaus and can improve scores. I have seen, myself, 100 point improvement. Hope this helps. Let me know if you need anything. I lend in all States.

Correction: Depending on the State.

Most lenders are looking for about 620 but sometimes it can be lower than that depending on compensating factors. Please call me for consultation because I don't know what your FICO score is but if you have lower than that and can't be qualify then my company also do Rapid Re-score which is a method that mortgage professionals have been using to take some of the eligible debts off your credit then have the 3 credit bureau to do rescore on your credit. We also have many programs to help you improve or build your credit as well.My name is Ana from First USA Home Loans and my number is 1-877-472-9887 or email at avichaidist@firstusahomeloans.com

This is Jim Brollier with First United Bank in Oklahoma City. We can go down to a 600 FICO score for FHA and VA. I will be glad to visit with you and help you in get into a home. I have a great credit repair program if needed, but usually can advise you on how to raise your scores if needed.Jim BrollierDirect: 405-409-6498Email: jbrollier@firstunitedbank.com

I am with First United Bank in Oklahoma City. We can go down to a 600 FICO score on FHA and VA home loans. I will be glad to assist you in any way possible. We have a great credit repair program if needed, but it will be best if I can see your credit report in order to know how to proceed. Please give me a call or an email at your convenience.Jim BrollierDirect: 405-409-6498Email: jbrollier@firstunitedbank.com