Hi here is a list of available rates and points for a 5/1 arm. The rate combinations change daily. Let me know what will work for you and I will do my best to accomadate your request.A512 5/1 ARM Other loan level price adjustments:Caps 5/2/5 No impounds: add .25 to the price2.25 Margin 2 Units: add .25 to the priceRate 15 Day5.750 -0.640 Notes:5.625 -0.515 Loan must be approved in order to lock.5.500 0.250 Maximum lock term is 15 days.5.375 0.3755.250 0.6255.125 0.7505.000 1.0004.875 1.5004.750 2.000Let me know when we can get started.

A512 5/1 ARM Other loan level price adjustments:Caps 5/2/5 No impounds: add .25 to the price2.25 Margin 2 Units: add .25 to the priceRate 15 Day----5.750 rate -0.640 pts----5.625 rate -0.515 pts----5.500 rate 0.125 pts----5.375 rate 0.375 pts----5.250 rate 0.625 pts----5.125 rate 0.750 pts----5.000 rate 1.000 pts----4.875 rate 1.500 pts----4.750 rate 2.000 pts

A 5/1 for this loan amount , based on a loan to value of 75% and a credit score of 720 or more ins currently at 4.5% at 0 points. Of course you can get a lower rate and pay points.You can contact me at mishlawir@aol.com for more details.

If you have to capability to bring in some cash to keep loan amount under 625,500 - you can get 4.5% assuming you have great credit, the equity required with .50 points and approx. $3100 third party closing costs for a non cash out refinance. 45 day rate lock included.Bryan WilsonPresidentMagellan Capital Group & Assoc.949-533-9333If you need to go over $625,500 - you can still lock it in the the high 4% range with a few different options on points depending on rate you want.

Hi there,Our 5/1 ARM for your loan amount start at 4.375% today. There is NO prepayment penalties and your payment is always principle and interest.Call me to review your refinance scenario and receive a no obligation Good Faith Estimate to review.

it looks like you are in a High Balance area and on a 5/1 ARM I Could get you 5.05% at 0 Points plus about 4k total closing costs. Assumptions--740+ FICO/ 75% LTV or less/Rate Term/Full Income Documentation. Check us out at www.novahomeloans.com/dan.cincera or 602-881-2066