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---It was the worst of times. It was the worst of times.  That sort of says it all, doesn't it ???

The Biggest Untruth' About the Mortgage Crisis: That it was caused by CRA loans made to lower income citizens living in cities. Just visit new home developments in the Inland Empire of California. Not too many inner city borrowers there - but lots of stated-income loans.   By Paul Muolo 

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