Lender411.com Articles Foreclosure

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any struggling homeowners could qualify for a mortgage loan modification and not even know it. The reason is because despite the fact that a loan modification will, in the long term, help both borrowers and banks, banks still lose money on their original loans. Obviously, lenders will do all they can to hold their borrowers to the original terms of the mortgage. There comes a time, however, when it's clear that default and then foreclosure are imminent. It might become evident at some time that default and foreclosure cannot be avoided. When this time comes it is time to apply for a loan modification.

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