Worldwide Financial Resources is a direct lender. As a mortgage banker, we can offer you GREAT RATES, LOW CLOSING COSTS and UNPARALLELED SERVICE. We also offer over 750 loan programs. For a customized rate quote, please call JOE SHAMIE at 800-320-3765 x-287 OR 732-859-2424 (CELL). Feel free to email me at: JSHAMIE@WORLDWIDEFR.COM