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California Mortgages Rates

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Monday, October 20th 2014

Mortgage rates for California go down to 4.39%

Monday, October 20, 2014
By Rocky Foroutan

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 4.39%. That dropped from 4.39% to 4.39%. The 15-year fixed rates are now at 3.58%. The 5/1 ARM mortgage for California is now at 3.92%.

Displaying rates for Mortgage Refinance in CA for $200,000


30 Year Fixed
3.750% Rate $926/mo
  • From the lender: Billions Funded. Direct Lender. Close in 10 days.

If you are looking for up to the minute California mortgage rates, you’ve come to the right place.  Lender411 enables you to find the lowest rate by utilizing our vast network of trusted CA mortgage lenders and getting multiple quotes. If you are refinancing, you must look into qualifying for a no cost refi. This will allow you to get into a new mortgage with lower monthly payments at no cost.

Home Mortgage Loans in California

Mortgage loans are designed to be paid off over several decades.  In California, as with other states, mortgages are commonly offered with 15 year, 30 year, and 40 year lengths.  There are also both fixed rate and adjustable rate mortgages which as their names imply will have either fixed or varilable interest rates during all or part of the loan term.

If you’re short on funds for a down payment, consider an FHA loan.  This mortgage type allows borrowers to purchase a home with a minimal down payment of 3.5% of the total property price.  Your lender can inform you of additional stipulations or restrictions associations.

For a more precise rate quote and loan limits in your county, you can also browse California Mortgage Rates by county.

California Coastline ImageAbout California

While cost of living is relatively high in CA, the state attracts thousands of individuals each year who are proud to call California home. If you’re looking for a fast-paced lifestyle in a place with endless opportunity for recreation and entertainment, consider becoming a home owner in California.

California is the most populous state in the U.S. and boasts a large number of famous companies and famous places.  It is renowned for cities and areas such as Los Angeles, Orange County, Newport Beach, San Jose, San Francisco, Yosemite, and others.  Most of California has a unique climate that exists in few other parts of the world, featuring warm, sunny days throughout the year.  Proximity to the nation’s most famous beaches makes California a popular destination for homebuyers.

To learn more about homeownership in California or research CA home buying programs, visit the California HUD portal.

Follow these links to learn more about California mortgages.

Popular loan programs
Local Cities

user suit Lenders in: California.

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