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Kentucky Mortgages Rates

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Tuesday, July 29th 2014

Mortgage rates for Kentucky go down to 4.23%

Tuesday, July 29, 2014
By Rocky Foroutan

Mortgage rates for Kentucky on Lender411 for 30-year fixed-rate mortgages are at 4.23%. That dropped from 4.27% to 4.23%. The 15-year fixed rates are now at 3.59%. The 5/1 ARM mortgage for Kentucky is now at 3.42%.

PRODUCTS RATES +/-
30 Year Fixed 4.23%
15 Year Fixed 3.59%
5/1 ARM 3.42%
Tuesday, July 29, 2014

Below you can find 30-year fixed rates for Mortgage Refinance for Kentucky for the loan amount of $200,000.

Displaying rates for Mortgage Refinance in KY for $200,000

4.181%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 29, 2014
  • Find a mortgage right for you.
  • Enjoy a convenient loan process
  • Low rates. Learn more now.

4.202%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated July 29, 2014
  • Direct Mortgage Lender
  • Billions Funded
  • Apply Online. Quick approvals.

4.328%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 29, 2014
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee

4.083%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 29, 2014
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Kentucky.
  • These rates won't last. Call now and lock-in your low rate!

4.356%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 29, 2014
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.

4.177%

APR
30 Year Fixed
4.125% Rate $969/mo
  • From the lender: Trust your home financing to a company that puts your needs first.

If you are looking for up to the minute Kentucky mortgage rates, you’ve come to the right place.  Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in Kentucky. Talk to multiple mortgage lenders in KY to compare rate quotes and understand your options.

For a more precise rate quote in your county, you can also browse Kentucky Mortgage Rates by county.

Kentucky Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance.  The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in Kentucky

The loan types available in Kentucky are much like those available elsewhere.  One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate.  This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type.  You can also pursue a jumbo loan, interest-only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender.  Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

Kentucky Flag

About Kentucky

Kentucky is sometimes considered part of the Midwest and sometimes considered part of the South. It sports the best features of both areas.  Kentucky is called the "Bluegrass State" after the abundance of blue grass that grows throughout the region. Kentucky is also well known for thoroughbred horses and horse racing, including the Kentucky Derby, college basketball, bourbon distilleries, automobile manufacturing and bluegrass music.

The largest city in Kentucky is Louisville, which has over half a million residents.  Lexington is the second largest city, with Bowling Green, Owensboro, Ashland, and Paducah rounding out the list of other major cities.  If lovely natural surroundings with excellent business opportunities are what you’re looking for, you might want to consider being a homeowner in Kentucky.

 To learn more about homeownership in Kentucky or research KY home buying programs, visit the Kentucky HUD portal.

Follow these links to learn more about Kentucky mortgages.

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user suit Lenders in: Kentucky.

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