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Minnesota Mortgages Rates

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Wednesday, October 22nd 2014

Mortgage rates for Minnesota go down to 4.39%

Wednesday, October 22, 2014
By Rocky Foroutan

Mortgage rates for Minnesota on Lender411 for 30-year fixed-rate mortgages are at 4.39%. That dropped from 4.39% to 4.39%. The 15-year fixed rates are now at 3.58%. The 5/1 ARM mortgage for Minnesota is now at 4.08%.

Displaying rates for Mortgage Refinance in MN for $200,000


30 Year Fixed
4.125% Rate $969/mo
  • Updated October 22, 2014
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Minnesota.
  • These rates won't last. Call now and lock-in your low rate!


30 Year Fixed
4.180% Rate $976/mo
  • Updated October 22, 2014
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.


30 Year Fixed
3.750% Rate $926/mo
  • From the lender: Billions Funded. Direct Lender. Close in 10 days.

If you are looking for up to the minute Minnesota mortgage rates, you’ve come to the right place.  Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in Minnesota. Talk to multiple mortgage lenders in MN to compare rate quotes and understand your options.

For a more precise rate quote in your county, you can also browse Minnesota Mortgage Rates by county.

Minnesota Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance.  The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in Minnesota

The loan types available in Minnesota are much like those available elsewhere.  One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate.  This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type.  You can also pursue a jumbo loan, interest-only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender.  Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

Minneapolis and St. Paul

About Minnesota

Minnesota is a beautiful Midwestern state, and this state is regarded as one of the healthiest in the nation and its population has a reputation of being literate and very highly educated.

Minnesota's climate can be a challenge at times, with occasional hail, sleet, snow, rain, thunderstorms, blizzards, chilling winds, and even tornadoes.  The summers, however, are often pleasant with warm sunshine.  Minnesota residents have a lot of outdoor activities at their disposal.  Boating, fishing and skiing are some of the most popular.  St. Paul is the capital city and second most populous area in the state.  Right next door, the city of Minneapolis ranks first for population, and these two metros are known as the Twin Cities.

 To learn more about homeownership in Minnesota or research MN home buying programs, visit the Minnesota HUD portal.

If you want to continue researching and gathering information regarding Minnesota mortgages, click on any of the following links.

Popular loan programs
Local Cities

user suit Lenders in: Minnesota.

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