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North Dakota Mortgages Rates

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Thursday, April 24th 2014

Mortgage rates for North Dakota go down to 4.39%

Thursday, April 24, 2014

Mortgage rates for North Dakota on Lender411 for 30-year fixed-rate mortgages are at 4.39%. That dropped from 4.44% to 4.39%. The 15-year fixed rates are now at 3.67%. The 5/1 ARM mortgage for North Dakota is now at 3.37%.

PRODUCTS RATES +/-
30 Year Fixed 4.39%
15 Year Fixed 3.67%
5/1 ARM 3.37%
Thursday, April 24, 2014

Below you can find 30-year fixed rates for Mortgage Refinance for North Dakota for the loan amount of $200,000.

Displaying rates for Mortgage Refinance in ND for $200,000

4.477%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated April 24, 2014
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
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4.328%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated April 24, 2014
  • Saving just makes sense. Get $1000 Off Closing Costs.
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  • Free 60-day rate lock and no application fee

If you are looking for up to the minute North Dakota mortgage rates, you’ve come to the right place.  Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals in North Dakota. Talk to multiple mortgage lenders in ND to compare rate quotes and understand your options.

For a more precise rate quote in your county, you can also browse North Dakota Mortgage Rates by county.

North Dakota Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance.  The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.  This can literally save you thousands of dollars.

Home Loans in North Dakota

The loan types available in North Dakota are much like those available elsewhere.  One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate.  This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type.  You can also pursue a jumbo loan, interest-only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender.  Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

North Dakota scenery

About North Dakota

North Dakota is a predominantly rural state in the northern Midwest.  It is known for hot, humid summers and extremely cold winters.  Today, the state's population stands at around six hundred thousand. North Dakotans have a reputation for being friendly and moderate.  North Dakota has the most churches per capita, and hence has the highest churchgoing population in the U.S.

Hunting and fishing are very popular activities here.  The capital of the state is Bismarck.  It is the second most populous city in the state behind Fargo.  Fargo has both a low crime rate and a surprisingly low unemployment rate.

If you are looking for a place to live that still maintains the independent spirit of the Wild West yet retains a modern way of living, consider becoming a homeowner in North Dakota.

To learn more about homeownership in North Dakota or research ND home buying programs, visit the North Dakota HUD portal.

If you’d prefer to continue reading, click on any of the links below.

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user suit Lenders in: North Dakota.

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