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Oregon Mortgages Rates

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Tuesday, October 21st 2014

Mortgage rates for Oregon go down to 4.39%

Tuesday, October 21, 2014
By Rocky Foroutan

Mortgage rates for Oregon on Lender411 for 30-year fixed-rate mortgages are at 4.39%. That dropped from 4.39% to 4.39%. The 15-year fixed rates are now at 3.58%. The 5/1 ARM mortgage for Oregon is now at 4.08%.

Displaying rates for Mortgage Refinance in OR for $200,000


30 Year Fixed
3.875% Rate $940/mo
  • Updated October 21, 2014
  • Find a mortgage right for you. NMLS#98161
  • Enjoy a convenient loan process
  • Low rates. Learn more now.


30 Year Fixed
3.500% Rate $898/mo
  • Updated October 21, 2014
  • A+ Rated with the Better Business Bureau
  • No cost, no obligation quotes, with no SSN required
  • Recognized as one of the fastest growing companies in America


30 Year Fixed
3.875% Rate $940/mo
  • Updated October 21, 2014
  • Direct Mortgage Lender
  • Billions Funded
  • Apply Online. Quick approvals.


30 Year Fixed
3.750% Rate $926/mo
  • Updated October 21, 2014
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee


30 Year Fixed
4.125% Rate $969/mo
  • Updated October 21, 2014
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Oregon.
  • These rates won't last. Call now and lock-in your low rate!


30 Year Fixed
3.750% Rate $926/mo
  • Updated October 21, 2014
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process


30 Year Fixed
3.875% Rate $940/mo
  • From the lender: Trust your home financing to a company that puts your needs first.


30 Year Fixed
3.250% Rate $870/mo
  • From the lender: Your Best Mortgage Solution Provider

If you are looking for information on Oregon mortgage or refinance rates, you’ve come to the right place.  Lender411 is an information resource for anyone who wants to simplify the process of getting a mortgage loan.

Oregon scenery with horsesOregon Mortgage Loan Information

Finding the lowest mortgage rates in your area isn’t difficult when you have access to our established network of trusted mortgage professionals in Oregon. Talk to multiple mortgage lenders in OR to compare rate quotes and understand your options.

For a more precise rate quote in your county, you can also browse Oregon Mortgage Rates by county.

Oregon Mortgage Refinance

The principle behind a refinance is always financial health in some form or another.  Some borrowers take out cash from their home equity to pay off other debts or make home improvements.  Some borrowers try to obtain lower interest rates on their mortgages to save money.

Regardless of your motivation, you should try to keep your costs low when taking out a mortgage refinance.  The no cost refi loan, a specialized refinance mortgage that cuts out many of the costs involved with taking on a new loan.  Find out from a lender if you qualify.

If you haven’t considered refinancing and you’re in an adjustable rate mortgage, get a fixed rate loan with a low interest rate.  This will save you a lot of money over time.

Home Loans in Oregon

Whether you need a mortgage to buy a home or replace your current debt, you’ll need to pick a loan type.  Different loan types serve different purposes and have different pros and cons.  Research the various mortgage loans available to you and determine which one best meets your needs.

The fixed rate mortgage often comes out on top in these comparisons.  This loan type allows you to guarantee a steady mortgage payment each month and a stable interest rate that won’t ever adjust up or down.  You can get a 30 year fixed loan or a 15 year fixed loan easily.  Other loan term lengths are available as well.

The adjustable mortgage  is another common choice, though your monthly payments will increase over time as your interest rate adjusts upward.  Be cautious of this and make sure you’re aware of the downsides before you apply.

About Oregon

Oregon is a lush, beautiful state in the Pacific Northwest with an extremely diverse landscape.  The topographical and geographical features of the region include rocky beaches, seaside cliffs, dense forests, mountain ranges, volcanoes, and beautiful greenery.  The many valley and rivers in the area are full of thick vegetation and home to many types of wildlife.  Oregon is considered to be one of the most naturally beautiful states in the nation.

Oregon's current population is around four million people, and it continues to grow. Major Oregon cities include Portland, Eugene, Salem, and Gresham. The completion of the Oregon Trail brought many more settlers through the area, and Oregon became a state in 1859.  Today, much of the state’s economy is built around timber use, land use, education, outdoor recreation, and tourism.

To learn more about homeownership in Oregon or research OR home buying programs, visit the Oregon HUD portal.

If you’re still not sure, continue reading about mortgages in Oregon by following any of the links below.

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user suit Lenders in: Oregon.

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