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Texas Mortgages Rates

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Wednesday, April 23rd 2014

Mortgage rates for Texas go up to 4.44%

Wednesday, April 23, 2014
By Rocky Foroutan

Mortgage rates for Texas on Lender411 for 30-year fixed-rate mortgages are at 4.44%. That increased from 4.41% to 4.44%. The 15-year fixed rates are now at 3.60%. The 5/1 ARM mortgage for Texas is now at 3.37%.

PRODUCTS RATES +/-
30 Year Fixed 4.44%
15 Year Fixed 3.60%
5/1 ARM 3.37%
Wednesday, April 23, 2014

Below you can find 30-year fixed rates for Mortgage Refinance for Texas for the loan amount of $200,000.

Displaying rates for Mortgage Refinance in TX for $200,000

4.209%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated April 23, 2014
  • Apply & Lock Rate 24/7!
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  • All Lender & 3rd Party Fees Guaranteed, per Online GFE!

4.477%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated April 23, 2014
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.

4.455%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated April 23, 2014
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee

4.359%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated April 23, 2014
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process

If you’re looking for Texas mortgage rates or refinance rates to fund a home purchase loan, mortgage refinance, or even a home equity loan or second mortgage in Texas, you’ve come to the right place. Finding the lowest mortgage rates in your area isn’t difficult when you have access to our established network of trusted mortgage professionals in Texas. Talk to multiple mortgage lenders in TX to compare rate quotes and understand your options.

For a more precise rate quote in your county, you can also browse Texas Mortgage Rates by county.

 

Texas oil field image

Texas Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance. The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.

Home Loans in Texas

The loan types available in Texas are much like those available elsewhere. One of the most widely available mortgage loan types is the 30 year fixed rate mortgage.  As the name implies, this loan comes with a fixed interest rate. This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type. You can also pursue a jumbo loan, interest only loan, balloon mortgage, or other specialized loan type.  Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender. Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

About Texas

Many things about this large state seem larger than life. Texas is a state in the Southern United States and contains the second largest area of land and second largest population of any state. Texas' most populous cities include Houston, San Antonio, Dallas, Austin, Fort Worth and El Paso.

Texas also boasts the largest concentration of Fortune 500 companies in the nation. In the early 1900's, oil was discovered in Texas and a massive oil boom followed. Texas exerts a nationwide agricultural influence and features beef, cotton, and vegetables as primary crops. Texas' growth has been attributed to availability of employment, lower housing costs, and low taxation. If you are looking for a place rich in history and music that carries with it an independent spirit, you will enjoy being a homeowner in Texas.

To learn more about homeownership in Texas or research TX home buying programs, visit the Texas HUD portal.

If you want to keep researching your options further before you contact a lender, follow any of these links to learn more about Texas mortgages.

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user suit Lenders in: Texas.

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