Forgotten Your Password?

Need to Register?

Utah Mortgages Rates

Get a Personalized Rate Quote
Easy & Accurate, Takes 45 Seconds
Tuesday, July 29th 2014

Mortgage rates for Utah go down to 4.23%

Tuesday, July 29, 2014
By Rocky Foroutan

Mortgage rates for Utah on Lender411 for 30-year fixed-rate mortgages are at 4.23%. That dropped from 4.27% to 4.23%. The 15-year fixed rates are now at 3.59%. The 5/1 ARM mortgage for Utah is now at 3.42%.

PRODUCTS RATES +/-
30 Year Fixed 4.23%
15 Year Fixed 3.59%
5/1 ARM 3.42%
Tuesday, July 29, 2014

Below you can find 30-year fixed rates for Mortgage Refinance for Utah for the loan amount of $200,000.

Displaying rates for Mortgage Refinance in UT for $200,000

4.202%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated July 29, 2014
  • Direct Mortgage Lender
  • Billions Funded
  • Apply Online. Quick approvals.

4.328%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 29, 2014
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee

4.083%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated July 29, 2014
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Utah.
  • These rates won't last. Call now and lock-in your low rate!

4.294%

APR
30 Year Fixed
4.125% Rate $969/mo
  • From the lender: Billions Funded. Direct Lender. Close in 10 days.

3.988%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated July 29, 2014
  • From the lender: American Interbanc is an A paper lender.

If you are looking for information on Utah mortgage or refinance rates, you’ve come to the right place. Finding the lowest rates is easy when you have access to our vast network of trusted mortgage professionals servicing Utah. Talk to multiple mortgage lenders in UT to compare rate quotes and understand your options.

Salt Lake City skyline

For a more precise rate quote in your county, you can also browse Utah Mortgage Rates by county.

Utah Mortgage Refinance

Why is it critical to find the lowest rate when refinancing?  Simply put, this is the entire goal of a refinance. The lower your new rate, the more money you’ll save. While there are many ways to secure a refinance loan, the best option is the no cost refi, which allows you to switch to a new mortgage with a lower rate without paying the fees associated with closing a new loan.

Home Loans in Utah

The loan types available in Utah are much like those available elsewhere. One of the most widely available mortgage loan types is the 30 year fixed rate mortgage. As the name implies, this loan comes with a fixed interest rate. This is considered the most financially sound mortgage by many borrowers. Some opt for the 15-year fixed option.

The adjustable rate mortgage (ARM) is another common loan type. You can also pursue a jumbo loan, interest only loan, balloon mortgage, or other specialized loan type. Whether or not one of these loans fits you will depend entirely on your needs and the requirements of your lender. Government backed loans, such as the FHA loan and the VA loan, are available to those who qualify.

About Utah

Utah is a unique state in the Western U.S., home to about two and a half million residents. The state is heavily involved in information technology, research, and transportation and is a huge tourist draw due to the vast number of recreational activities offered within the deserts and forests of the region. 

If you are looking for a great place that offers recreation year round and is family oriented, consider becoming a home owner in Utah.  Our lenders can help you explore your financing options.

To learn more about homeownership in Utah or research UT home buying programs, visit the Utah HUD portal.

If you want to keep reading, click on any of the following links.

Popular loan programs
Local Cities

user suit Lenders in: Utah.

Subscribe to our news feed.