- We can process your refinance loan in as little as two weeks.
- Don't miss your chance to lock in a low fixed-rate and payment today.
- Rates are at historic lows!
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.750% |
1.75 |
$1600 |
4.961% |
45 |
$1,304 |
Learn More |
| 30 Yr. Fixed |
4.875% |
1 |
$1600 |
5.020% |
45 |
$1,323 |
Learn More |
| 30 Yr. Fixed |
5.125% |
0 |
$1600 |
5.182% |
45 |
$1,361 |
Learn More |
| 15 Yr. Fixed |
4.250% |
1.125 |
$1600 |
4.516% |
45 |
$1,881 |
Learn More |
| 15 Yr. Fixed |
4.375% |
0.375 |
$1600 |
4.528% |
45 |
$1,897 |
Learn More |
| 15 Yr. Fixed |
4.500% |
0 |
$1600 |
4.596% |
45 |
$1,912 |
Learn More |
| 20 Yr. Fixed |
4.500% |
1.875 |
$1600 |
4.800% |
45 |
$1,582 |
Learn More |
| 20 Yr. Fixed |
4.750% |
0.625 |
$1600 |
4.901% |
45 |
$1,616 |
Learn More |
| 20 Yr. Fixed |
4.875% |
0 |
$1600 |
4.952% |
45 |
$1,633 |
Learn More |
| 5/1 Yr. ARM |
3.500% |
1.875 |
$1600 |
3.706% |
45 |
$1,123 |
Learn More |
| 5/1 Yr. ARM |
3.750% |
1 |
$1600 |
3.886% |
45 |
$1,158 |
Learn More |
| 5/1 Yr. ARM |
4.125% |
0 |
$1600 |
4.179% |
45 |
$1,212 |
Learn More |
| FHA 30 Yr. |
5.125% |
0.375 |
$600 |
5.180% |
45 |
$1,361 |
Learn More |
|
- Certified UpFront Lender
- Good Faith Estimate with NO personal info required
- Custom Quotes with Guaranteed Costs avail online
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.750% |
0 |
$1995 |
4.820% |
30 |
$1,304 |
Learn More |
| 30 Yr. Fixed |
4.500% |
1.479 |
$1995 |
4.698% |
30 |
$1,267 |
Learn More |
| 30 Yr. Fixed |
4.625% |
0.898 |
$1995 |
4.773% |
30 |
$1,285 |
Learn More |
| 15 Yr. Fixed |
4.125% |
0 |
$1995 |
4.244% |
30 |
$1,865 |
Learn More |
| 15 Yr. Fixed |
3.750% |
1.811 |
$1995 |
4.140% |
30 |
$1,818 |
Learn More |
| 15 Yr. Fixed |
3.875% |
1 |
$1995 |
4.143% |
30 |
$1,834 |
Learn More |
| 20 Yr. Fixed |
4.500% |
0 |
$1995 |
4.594% |
30 |
$1,582 |
Learn More |
| 20 Yr. Fixed |
4.250% |
1.258 |
$1995 |
4.492% |
30 |
$1,548 |
Learn More |
| 20 Yr. Fixed |
4.375% |
0.471 |
$1995 |
4.524% |
30 |
$1,565 |
Learn More |
|
- Refinance rates are still low.
- Find the right loan for you.
- Lock in a low, fixed rate today. No obligation consultation.
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
5.000% |
1.75 |
$1400 |
5.207% |
60 |
$1,342 |
Learn More |
| 30 Yr. Fixed |
5.250% |
0.25 |
$1400 |
5.323% |
60 |
$1,381 |
Learn More |
| 15 Yr. Fixed |
4.250% |
1.25 |
$1400 |
4.523% |
60 |
$1,881 |
Learn More |
| 15 Yr. Fixed |
4.375% |
0.5 |
$1400 |
4.534% |
60 |
$1,897 |
Learn More |
| 3/1 Yr. ARM |
4.125% |
1.875 |
$1400 |
4.332% |
60 |
$1,212 |
Learn More |
| 3/1 Yr. ARM |
4.875% |
1 |
$1400 |
5.013% |
60 |
$1,323 |
Learn More |
| 20 Yr. Fixed |
4.750% |
1.5 |
$1400 |
4.998% |
60 |
$1,616 |
Learn More |
| 20 Yr. Fixed |
4.875% |
0.75 |
$1400 |
5.032% |
60 |
$1,633 |
Learn More |
| 10 Yr. Fixed |
4.250% |
1.25 |
$1400 |
4.642% |
60 |
$2,561 |
Learn More |
| 10 Yr. Fixed |
4.375% |
0.5 |
$1400 |
4.604% |
60 |
$2,576 |
Learn More |
| 5/1 Yr. ARM |
4.625% |
0 |
$1400 |
4.673% |
60 |
$1,285 |
Learn More |
| 5/1 Yr. ARM |
3.625% |
2 |
$1400 |
3.837% |
60 |
$1,140 |
Learn More |
| 5/1 Yr. ARM |
4.000% |
1 |
$1400 |
4.131% |
60 |
$1,194 |
Learn More |
| 7/1 Yr. ARM |
5.000% |
0 |
$1400 |
5.049% |
60 |
$1,342 |
Learn More |
| 7/1 Yr. ARM |
4.125% |
2 |
$1400 |
4.343% |
60 |
$1,212 |
Learn More |
| 7/1 Yr. ARM |
4.500% |
0.875 |
$1400 |
4.624% |
60 |
$1,267 |
Learn More |
|
- We've eliminated the Loan Officer. You keep his commission!
- Get an instant online rate and payment quote.
- $1,000 Best Rate Guarantee
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.625% |
1.5 |
$1240 |
4.799% |
30 |
$1,285 |
Learn More |
| 15 Yr. Fixed |
4.125% |
1 |
$1240 |
4.349% |
30 |
$1,865 |
Learn More |
| 20 Yr. Fixed |
4.625% |
1 |
$1240 |
4.803% |
30 |
$1,599 |
Learn More |
|
- $500 Closing Cost Credit and Low Rates.
- Products that fit your needs: Fixed, Jumbo, FHA & Interest Only.
- No Broker Fees, So Lower Your Monthly Payment Now.
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.875% |
1.047 |
$1900 |
5.035% |
45 |
$1,323 |
Learn More |
| 15 Yr. Fixed |
4.250% |
1.115 |
$1900 |
4.533% |
45 |
$1,881 |
Learn More |
| 5/1 Yr. ARM |
4.875% |
0 |
$1900 |
4.942% |
45 |
$1,323 |
Learn More |
|
- Loan programs to fit your every need.
- Outstanding rates and fees and a staff of seasoned professionals.
- No hassle, loan process that is quick and efficient.
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
5.125% |
0 |
$790 |
5.153% |
30 |
$1,361 |
Learn More |
| 15 Yr. Fixed |
4.375% |
0 |
$790 |
4.422% |
30 |
$1,897 |
Learn More |
| 3/1 Yr. ARM |
4.875% |
0 |
$790 |
4.903% |
30 |
$1,323 |
Learn More |
| 20 Yr. Fixed |
5.000% |
0 |
$790 |
5.038% |
30 |
$1,650 |
Learn More |
| 10 Yr. Fixed |
4.375% |
0 |
$790 |
4.443% |
30 |
$2,576 |
Learn More |
| 5/1 Yr. ARM |
4.000% |
0 |
$790 |
4.026% |
30 |
$1,194 |
Learn More |
| 7/1 Yr. ARM |
4.375% |
0 |
$790 |
4.402% |
30 |
$1,248 |
Learn More |
| FHA 30 Yr. |
5.000% |
0 |
$790 |
5.028% |
30 |
$1,342 |
Learn More |
| FHA 15 Yr. |
4.500% |
0 |
$790 |
4.548% |
30 |
$1,912 |
Learn More |
|
- Historically Low Rates, Refinance, or Purchase Now!
- Unmatched Experience, Customer Service & Rates
- Lowest Rates & Guaranteed Closing Costs
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.500% |
0.75 |
$1961 |
4.632% |
30 |
$1,267 |
Learn More |
| 30 Yr. Fixed |
4.625% |
0.125 |
$1961 |
4.704% |
30 |
$1,285 |
Learn More |
| 30 Yr. Fixed |
4.750% |
0 |
$961 |
4.783% |
30 |
$1,304 |
Learn More |
| 15 Yr. Fixed |
4.000% |
0.625 |
$1961 |
4.210% |
30 |
$1,849 |
Learn More |
| 15 Yr. Fixed |
4.125% |
0.125 |
$1961 |
4.261% |
30 |
$1,865 |
Learn More |
| 15 Yr. Fixed |
4.250% |
0 |
$100 |
4.256% |
30 |
$1,881 |
Learn More |
| 5/1 Yr. ARM |
3.500% |
0 |
$961 |
3.531% |
30 |
$1,123 |
Learn More |
| 5/1 Yr. ARM |
3.625% |
0 |
$100 |
3.628% |
30 |
$1,140 |
Learn More |
| 5/1 Yr. ARM |
3.750% |
0 |
$100 |
3.753% |
45 |
$1,158 |
Learn More |
|
- UNIWEST is a DIRECT lender with 20 years experience!
- There are no upfront commitment fees!
- Underwriting and Funding are done in house!
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.625% |
1 |
$995 |
4.746% |
30 |
$1,285 |
Learn More |
| 30 Yr. Fixed |
4.875% |
0 |
$995 |
4.910% |
30 |
$1,323 |
Learn More |
| 15 Yr. Fixed |
4.625% |
0 |
$1490 |
4.715% |
30 |
$1,928 |
Learn More |
| FHA 30 Yr. |
4.875% |
1 |
$1490 |
5.016% |
30 |
$1,323 |
Learn More |
| FHA 30 Yr. |
5.000% |
0 |
$1440 |
5.051% |
30 |
$1,342 |
Learn More |
| VA 30 Yr. |
4.875% |
1 |
$1490 |
5.016% |
30 |
$1,323 |
Learn More |
| VA 30 Yr. |
5.125% |
0 |
$1490 |
5.178% |
30 |
$1,361 |
Learn More |
|
- No Commitment Fee.
- No SS# for Custom Loan Proposal.
- Keep your business in California.
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.500% |
1.375 |
$1946 |
4.687% |
30 |
$1,267 |
Learn More |
| 30 Yr. Fixed |
4.625% |
0.75 |
$1946 |
4.758% |
30 |
$1,285 |
Learn More |
| 30 Yr. Fixed |
4.750% |
0.125 |
$1946 |
4.829% |
30 |
$1,304 |
Learn More |
| 15 Yr. Fixed |
4.000% |
1.25 |
$1946 |
4.304% |
30 |
$1,849 |
Learn More |
| 15 Yr. Fixed |
4.250% |
0 |
$246 |
4.265% |
30 |
$1,881 |
Learn More |
| 5/1 Yr. ARM |
3.500% |
0.125 |
$1946 |
3.573% |
30 |
$1,123 |
Learn More |
| 5/1 Yr. ARM |
3.625% |
0 |
$671 |
3.647% |
30 |
$1,140 |
Learn More |
|
- Bypass the Broker! Go direct, save time and money!
- You've got the Greenlight
- No LOCK or APPLICATION fee!
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.500% |
2.5 |
$1018 |
4.754% |
21 |
$1,267 |
Learn More |
| 30 Yr. Fixed |
4.750% |
1 |
$1018 |
4.873% |
21 |
$1,304 |
Learn More |
| 30 Yr. Fixed |
4.875% |
0.125 |
$1018 |
4.922% |
21 |
$1,323 |
Learn More |
| 15 Yr. Fixed |
4.000% |
2.25 |
$1018 |
4.400% |
21 |
$1,849 |
Learn More |
| 15 Yr. Fixed |
4.250% |
1 |
$1018 |
4.461% |
21 |
$1,881 |
Learn More |
| 15 Yr. Fixed |
4.375% |
0.125 |
$1018 |
4.455% |
21 |
$1,897 |
Learn More |
| 5/1 Yr. ARM |
4.000% |
2 |
$1018 |
4.203% |
21 |
$1,194 |
Learn More |
| 5/1 Yr. ARM |
4.250% |
0.875 |
$1018 |
4.359% |
21 |
$1,230 |
Learn More |
| 5/1 Yr. ARM |
4.500% |
0 |
$1018 |
4.535% |
21 |
$1,267 |
Learn More |
|
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 15 Yr. Fixed |
4.2500% |
0 |
$1272.00 |
4.3259% |
|
$1,881 |
Learn More |
| 15 Yr. Fixed |
3.8750% |
2 |
$1272.00 |
3.9501% |
|
$1,834 |
Learn More |
| FHA 30 Yr. |
4.8750% |
0 |
$1272.00 |
4.9195% |
|
$1,323 |
Learn More |
| FHA 30 Yr. |
4.5000% |
1 |
$1272.00 |
4.5435% |
|
$1,267 |
Learn More |
| 30 Yr. Fixed |
4.8750% |
0 |
$1272.00 |
4.9195% |
|
$1,323 |
Learn More |
| 30 Yr. Fixed |
4.5000% |
1 |
$1272.00 |
4.6301% |
|
$1,267 |
Learn More |
| 5/1 Yr. ARM |
3.6250% |
0 |
$1272.00 |
3.8326% |
|
$4,562 |
Learn More |
| 5/1 Yr. ARM |
3.7500% |
0 |
$1272.00 |
3.9578% |
|
$4,576 |
Learn More |
| 7-1-arm |
4.0000% |
0 |
$1272.00 |
4.1516% |
|
$3,417 |
Learn More |
|
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 10-1-arm |
4.3750% |
0 |
$795.00 |
4.4433% |
|
$2,576 |
Learn More |
| FHA 15 Yr. |
4.3750% |
0 |
$795.00 |
4.4225% |
|
$1,897 |
Learn More |
| 15 Yr. Fixed |
4.0000% |
1 |
$795.00 |
4.047% |
|
$1,849 |
Learn More |
| 15 Yr. Fixed |
4.1250% |
0 |
$795.00 |
4.1722% |
|
$1,865 |
Learn More |
| 15 Yr. Fixed |
4.2500% |
0 |
$795.00 |
4.2973% |
|
$1,881 |
Learn More |
| 20 Yr. Fixed |
4.6250% |
0 |
$795.00 |
4.6625% |
|
$1,599 |
Learn More |
| FHA 30 Yr. |
5.0000% |
0 |
$795.00 |
5.0279% |
|
$1,342 |
Learn More |
| 30 Yr. Fixed |
4.6250% |
0 |
$795.00 |
4.6523% |
|
$1,285 |
Learn More |
| 30 Yr. Fixed |
4.3750% |
1 |
$795.00 |
4.4019% |
|
$1,248 |
Learn More |
| 30 Yr. Fixed |
4.7500% |
0 |
$795.00 |
4.7775% |
|
$1,304 |
Learn More |
| 5/1 Yr. ARM |
3.5000% |
0 |
$795.00 |
3.6294% |
|
$4,548 |
Learn More |
| 7-1-arm |
4.0000% |
0 |
$795.00 |
4.0946% |
|
$3,417 |
Learn More |
|
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 3-1-arm |
3.5000% |
1 |
$990.00 |
4.4328% |
|
$7,326 |
Learn More |
| 3-1-arm |
3.6250% |
1 |
$990.00 |
4.5585% |
|
$7,339 |
Learn More |
| 30 Yr. Fixed |
4.7500% |
0 |
$990.00 |
4.7843% |
|
$1,304 |
Learn More |
| 5/1 Yr. ARM |
3.5000% |
0 |
$990.00 |
3.6613% |
|
$4,548 |
Learn More |
| 5/1 Yr. ARM |
3.6250% |
0 |
$990.00 |
3.7864% |
|
$4,562 |
Learn More |
|
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 30 Yr. Fixed |
4.6250% |
0 |
$809.00 |
4.6528% |
|
$1,285 |
Learn More |
|
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 15 Yr. Fixed |
4.3750% |
0 |
$945.00 |
4.4315% |
|
$1,897 |
Learn More |
| 30 Yr. Fixed |
4.8750% |
0 |
$945.00 |
4.908% |
|
$1,323 |
Learn More |
|
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| FHA 15 Yr. |
4.6250% |
0 |
$1485.00 |
4.7146% |
|
$1,928 |
Learn More |
| 15 Yr. Fixed |
4.3750% |
0 |
$1485.00 |
4.4639% |
|
$1,897 |
Learn More |
| FHA 30 Yr. |
4.8750% |
0 |
$1485.00 |
4.927% |
|
$1,323 |
Learn More |
| 30 Yr. Fixed |
4.8750% |
0 |
$1485.00 |
4.927% |
|
$1,323 |
Learn More |
|
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 10-1-arm |
5.7500% |
0 |
$1981.00 |
5.9253% |
|
$2,744 |
Learn More |
| 10-1-arm-io |
5.7500% |
0 |
$1981.00 |
5.9253% |
|
$2,744 |
Learn More |
| FHA 15 Yr. |
4.5000% |
0 |
$1981.00 |
4.6192% |
|
$1,912 |
Learn More |
| 15 Yr. Fixed |
4.3750% |
0 |
$1981.00 |
4.4938% |
|
$1,897 |
Learn More |
| 3-1-arm |
99.9999% |
0 |
$1981.00 |
100.9547% |
|
$22,070 |
Learn More |
| 3-1-arm-fha |
3.7500% |
0 |
$1981.00 |
4.278% |
|
$7,353 |
Learn More |
| 3-1-arm-io |
4.5000% |
0 |
$1981.00 |
5.0303% |
|
$7,437 |
Learn More |
| FHA 30 Yr. |
5.0000% |
0 |
$1981.00 |
5.07% |
|
$1,342 |
Learn More |
| 30 Yr. Fixed |
4.9500% |
0 |
$1981.00 |
5.0198% |
|
$1,334 |
Learn More |
| 30-year-io |
5.0000% |
0 |
$1981.00 |
5.07% |
|
$1,342 |
Learn More |
| 5/1 Yr. ARM |
4.1250% |
0 |
$1981.00 |
4.4505% |
|
$4,618 |
Learn More |
| 5-1-arm-fha |
5.7500% |
0 |
$1981.00 |
6.0805% |
|
$4,804 |
Learn More |
| 5-1-arm-io |
5.1250% |
0 |
$1981.00 |
5.4535% |
|
$4,732 |
Learn More |
| 7-1-arm |
4.7500% |
0 |
$1981.00 |
4.9888% |
|
$3,504 |
Learn More |
| 7-1-arm-io |
5.5000% |
0 |
$1981.00 |
5.7412% |
|
$3,593 |
Learn More |
| jumbo-15-year-fha |
4.7500% |
0 |
$1981.00 |
4.8701% |
|
$1,945 |
Learn More |
| jumbo-30-year-fha |
5.2500% |
0 |
$1981.00 |
5.321% |
|
$1,381 |
Learn More |
|
| Loan Product |
Rate |
Disc/Orig Points |
Fees |
APR |
Lock |
Est. Montly Payment |
 |
| 10-1-arm |
4.1250% |
0 |
$979.00 |
4.2088% |
|
$2,546 |
Learn More |
| 15 Yr. Fixed |
4.0000% |
0 |
$979.00 |
4.0579% |
|
$1,849 |
Learn More |
| 20 Yr. Fixed |
4.3750% |
0 |
$979.00 |
4.4208% |
|
$1,565 |
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| 3-1-arm |
3.7500% |
0 |
$979.00 |
4.0102% |
|
$7,353 |
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| FHA 30 Yr. |
4.7500% |
0 |
$979.00 |
4.7839% |
|
$1,304 |
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| 30 Yr. Fixed |
4.5000% |
0 |
$979.00 |
4.5334% |
|
$1,267 |
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| 40 Yr. Fixed |
5.0000% |
0 |
$979.00 |
5.0285% |
|
$1,205 |
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| 5/1 Yr. ARM |
3.5000% |
0 |
$979.00 |
3.6595% |
|
$4,548 |
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| 7-1-arm |
3.8750% |
0 |
$979.00 |
3.9914% |
|
$3,403 |
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|
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