| 30 Yr. Fixed | 4.750% | 4.820% | $1,304 |
| 15 Yr. Fixed | 4.125% | 4.244% | $1,865 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 4.750% | 0 | $1995 | 4.820% | 30 | $1,304 | Learn More |
| 30 Yr. Fixed | 4.500% | 1.542 | $1995 | 4.703% | 30 | $1,267 | Learn More |
| 30 Yr. Fixed | 4.625% | 0.919 | $1995 | 4.775% | 30 | $1,285 | Learn More |
| 15 Yr. Fixed | 4.125% | 0 | $1995 | 4.244% | 30 | $1,865 | Learn More |
| 15 Yr. Fixed | 3.750% | 1.838 | $1995 | 4.144% | 30 | $1,818 | Learn More |
| 15 Yr. Fixed | 4.000% | 0.514 | $1995 | 4.196% | 30 | $1,849 | Learn More |
| 20 Yr. Fixed | 4.500% | 0 | $1995 | 4.594% | 30 | $1,582 | Learn More |
| 20 Yr. Fixed | 4.250% | 1.258 | $1995 | 4.492% | 30 | $1,548 | Learn More |
| 20 Yr. Fixed | 4.375% | 0.471 | $1995 | 4.524% | 30 | $1,565 | Learn More |
| 30 Yr. Fixed | 4.750% | 4.972% | $1,304 |
| 15 Yr. Fixed | 4.250% | 4.516% | $1,881 |
| 5/1 Yr. ARM | 3.500% | 3.706% | $1,123 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 4.750% | 1.875 | $1600 | 4.972% | 45 | $1,304 | Learn More |
| 30 Yr. Fixed | 4.875% | 1 | $1600 | 5.020% | 45 | $1,323 | Learn More |
| 30 Yr. Fixed | 5.125% | 0 | $2121.25 | 5.201% | 45 | $1,361 | Learn More |
| 15 Yr. Fixed | 4.250% | 1.125 | $1600 | 4.516% | 45 | $1,881 | Learn More |
| 15 Yr. Fixed | 4.375% | 0.5 | $1600 | 4.547% | 45 | $1,897 | Learn More |
| 15 Yr. Fixed | 4.500% | 0 | $2121.25 | 4.628% | 45 | $1,912 | Learn More |
| 20 Yr. Fixed | 4.625% | 1.625 | $1600 | 4.896% | 45 | $1,599 | Learn More |
| 20 Yr. Fixed | 4.750% | 0.625 | $1600 | 4.901% | 45 | $1,616 | Learn More |
| 20 Yr. Fixed | 4.875% | 0 | $1600 | 4.952% | 45 | $1,633 | Learn More |
| 10 Yr. Fixed | 4.250% | 0 | $1600 | 4.388% | 45 | $2,561 | Learn More |
| 5/1 Yr. ARM | 3.500% | 1.875 | $1600 | 3.706% | 45 | $1,123 | Learn More |
| 5/1 Yr. ARM | 3.750% | 1 | $1600 | 3.886% | 45 | $1,158 | Learn More |
| 5/1 Yr. ARM | 4.125% | 0 | $1600 | 4.179% | 45 | $1,212 | Learn More |
| FHA 30 Yr. | 5.000% | 0.75 | $600 | 5.088% | 45 | $1,342 | Learn More |
| 30 Yr. Fixed | 4.500% | 4.632% | $1,267 |
| 15 Yr. Fixed | 4.000% | 4.210% | $1,849 |
| 5/1 Yr. ARM | 3.500% | 3.531% | $1,123 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 4.500% | 0.75 | $1961 | 4.632% | 30 | $1,267 | Learn More |
| 30 Yr. Fixed | 4.625% | 0.125 | $1961 | 4.704% | 30 | $1,285 | Learn More |
| 30 Yr. Fixed | 4.750% | 0 | $961 | 4.783% | 30 | $1,304 | Learn More |
| 15 Yr. Fixed | 4.000% | 0.625 | $1961 | 4.210% | 30 | $1,849 | Learn More |
| 15 Yr. Fixed | 4.125% | 0.125 | $1961 | 4.261% | 30 | $1,865 | Learn More |
| 15 Yr. Fixed | 4.250% | 0 | $100 | 4.256% | 30 | $1,881 | Learn More |
| 5/1 Yr. ARM | 3.500% | 0 | $961 | 3.531% | 30 | $1,123 | Learn More |
| 5/1 Yr. ARM | 3.625% | 0 | $100 | 3.628% | 30 | $1,140 | Learn More |
| 5/1 Yr. ARM | 3.750% | 0 | $100 | 3.753% | 45 | $1,158 | Learn More |
| 30 Yr. Fixed | 4.625% | 4.835% | $1,285 |
| 15 Yr. Fixed | 4.125% | 4.486% | $1,865 |
| 5/1 Yr. ARM | 3.375% | 3.570% | $1,105 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 4.625% | 2 | $995 | 4.835% | 30 | $1,285 | Learn More |
| 30 Yr. Fixed | 4.750% | 1 | $995 | 4.872% | 30 | $1,304 | Learn More |
| 30 Yr. Fixed | 4.875% | 0 | $995 | 4.910% | 30 | $1,323 | Learn More |
| 15 Yr. Fixed | 4.125% | 2.0 | $995 | 4.486% | 30 | $1,865 | Learn More |
| 15 Yr. Fixed | 4.250% | 1 | $995 | 4.460% | 30 | $1,881 | Learn More |
| 15 Yr. Fixed | 4.375% | 0 | $995 | 4.435% | 30 | $1,897 | Learn More |
| 20 Yr. Fixed | 4.500% | 2.0 | $995 | 4.786% | 30 | $1,582 | Learn More |
| 20 Yr. Fixed | 4.625% | 1 | $995 | 4.791% | 30 | $1,599 | Learn More |
| 20 Yr. Fixed | 4.875% | 0 | $995 | 4.923% | 30 | $1,633 | Learn More |
| 10 Yr. Fixed | 4.250% | 2 | $995 | 4.772% | 30 | $2,561 | Learn More |
| 10 Yr. Fixed | 4.250% | 1 | $995 | 4.552% | 30 | $2,561 | Learn More |
| 10 Yr. Fixed | 4.375% | 0 | $995 | 4.461% | 30 | $2,576 | Learn More |
| 5/1 Yr. ARM | 3.375% | 2 | $995 | 3.570% | 30 | $1,105 | Learn More |
| 5/1 Yr. ARM | 3.625% | 1 | $995 | 3.740% | 30 | $1,140 | Learn More |
| 5/1 Yr. ARM | 4.000% | 0 | $995 | 4.033% | 30 | $1,194 | Learn More |
| 7/1 Yr. ARM | 3.500% | 2 | $995 | 3.696% | 30 | $1,123 | Learn More |
| 7/1 Yr. ARM | 3.750% | 1 | $995 | 3.865% | 30 | $1,158 | Learn More |
| 7/1 Yr. ARM | 4.125% | 0 | $995 | 4.158% | 30 | $1,212 | Learn More |
| FHA 30 Yr. | 4.875% | 2 | $995 | 5.088% | 30 | $1,323 | Learn More |
| FHA 30 Yr. | 4.875% | 1 | $995 | 4.998% | 30 | $1,323 | Learn More |
| FHA 30 Yr. | 5.000% | 0 | $995 | 5.035% | 30 | $1,342 | Learn More |
| FHA 15 Yr. | 4.250% | 2 | $995 | 4.613% | 30 | $1,881 | Learn More |
| FHA 15 Yr. | 4.250% | 1 | $995 | 4.460% | 30 | $1,881 | Learn More |
| FHA 15 Yr. | 4.375% | 0 | $995 | 4.435% | 30 | $1,897 | Learn More |
| VA 30 Yr. | 4.875% | 2 | $995 | 5.088% | 30 | $1,323 | Learn More |
| VA 30 Yr. | 5.000% | 0 | $995 | 5.035% | 30 | $1,342 | Learn More |
| VA 15 Yr. | 4.250% | 1 | $995 | 4.460% | 30 | $1,881 | Learn More |
| VA 15 Yr. | 4.375% | 0 | $995 | 4.435% | 30 | $1,897 | Learn More |
| 15 Yr. Fixed | 4.2500% | 4.3259% | $1,881 |
| 30 Yr. Fixed | 4.8750% | 4.9195% | $1,323 |
| 5/1 Yr. ARM | 3.6250% | 3.8326% | $4,562 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 15 Yr. Fixed | 4.2500% | 0 | $1272.00 | 4.3259% | $1,881 | Learn More | |
| 15 Yr. Fixed | 3.8750% | 2 | $1272.00 | 3.9501% | $1,834 | Learn More | |
| FHA 30 Yr. | 4.8750% | 0 | $1272.00 | 4.9195% | $1,323 | Learn More | |
| FHA 30 Yr. | 4.5000% | 1 | $1272.00 | 4.5435% | $1,267 | Learn More | |
| 30 Yr. Fixed | 4.8750% | 0 | $1272.00 | 4.9195% | $1,323 | Learn More | |
| 30 Yr. Fixed | 4.5000% | 1 | $1272.00 | 4.6301% | $1,267 | Learn More | |
| 5/1 Yr. ARM | 3.6250% | 0 | $1272.00 | 3.8326% | $4,562 | Learn More | |
| 5/1 Yr. ARM | 3.7500% | 0 | $1272.00 | 3.9578% | $4,576 | Learn More | |
| 7-1-arm | 4.0000% | 0 | $1272.00 | 4.1516% | $3,417 | Learn More | |
| 15 Yr. Fixed | 4.0000% | 4.047% | $1,849 |
| 30 Yr. Fixed | 4.6250% | 4.6523% | $1,285 |
| 5/1 Yr. ARM | 3.5000% | 3.6294% | $4,548 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 10-1-arm | 4.3750% | 0 | $795.00 | 4.4433% | $2,576 | Learn More | |
| FHA 15 Yr. | 4.3750% | 0 | $795.00 | 4.4225% | $1,897 | Learn More | |
| 15 Yr. Fixed | 4.0000% | 1 | $795.00 | 4.047% | $1,849 | Learn More | |
| 15 Yr. Fixed | 4.1250% | 0 | $795.00 | 4.1722% | $1,865 | Learn More | |
| 15 Yr. Fixed | 4.2500% | 0 | $795.00 | 4.2973% | $1,881 | Learn More | |
| 20 Yr. Fixed | 4.6250% | 0 | $795.00 | 4.6625% | $1,599 | Learn More | |
| FHA 30 Yr. | 5.0000% | 0 | $795.00 | 5.0279% | $1,342 | Learn More | |
| 30 Yr. Fixed | 4.6250% | 0 | $795.00 | 4.6523% | $1,285 | Learn More | |
| 30 Yr. Fixed | 4.3750% | 1 | $795.00 | 4.4019% | $1,248 | Learn More | |
| 30 Yr. Fixed | 4.7500% | 0 | $795.00 | 4.7775% | $1,304 | Learn More | |
| 5/1 Yr. ARM | 3.5000% | 0 | $795.00 | 3.6294% | $4,548 | Learn More | |
| 7-1-arm | 4.0000% | 0 | $795.00 | 4.0946% | $3,417 | Learn More | |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 3-1-arm | 3.5000% | 1 | $990.00 | 4.4328% | $7,326 | Learn More | |
| 3-1-arm | 3.6250% | 1 | $990.00 | 4.5585% | $7,339 | Learn More | |
| 30 Yr. Fixed | 4.7500% | 0 | $990.00 | 4.7843% | $1,304 | Learn More | |
| 5/1 Yr. ARM | 3.5000% | 0 | $990.00 | 3.6613% | $4,548 | Learn More | |
| 5/1 Yr. ARM | 3.6250% | 0 | $990.00 | 3.7864% | $4,562 | Learn More | |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 4.6250% | 0 | $809.00 | 4.6528% | $1,285 | Learn More | |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 15 Yr. Fixed | 4.3750% | 0 | $945.00 | 4.4315% | $1,897 | Learn More | |
| 30 Yr. Fixed | 4.8750% | 0 | $945.00 | 4.908% | $1,323 | Learn More | |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| FHA 15 Yr. | 4.6250% | 0 | $1485.00 | 4.7146% | $1,928 | Learn More | |
| 15 Yr. Fixed | 4.3750% | 0 | $1485.00 | 4.4639% | $1,897 | Learn More | |
| FHA 30 Yr. | 4.8750% | 0 | $1485.00 | 4.927% | $1,323 | Learn More | |
| 30 Yr. Fixed | 4.8750% | 0 | $1485.00 | 4.927% | $1,323 | Learn More | |
| 15 Yr. Fixed | 4.3750% | 4.4938% | $1,897 |
| 30 Yr. Fixed | 4.9500% | 5.0198% | $1,334 |
| 5/1 Yr. ARM | 4.1250% | 4.4505% | $4,618 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 10-1-arm | 5.7500% | 0 | $1981.00 | 5.9253% | $2,744 | Learn More | |
| 10-1-arm-io | 5.7500% | 0 | $1981.00 | 5.9253% | $2,744 | Learn More | |
| FHA 15 Yr. | 4.5000% | 0 | $1981.00 | 4.6192% | $1,912 | Learn More | |
| 15 Yr. Fixed | 4.3750% | 0 | $1981.00 | 4.4938% | $1,897 | Learn More | |
| 3-1-arm | 99.9999% | 0 | $1981.00 | 100.9547% | $22,070 | Learn More | |
| 3-1-arm-fha | 3.7500% | 0 | $1981.00 | 4.278% | $7,353 | Learn More | |
| 3-1-arm-io | 4.5000% | 0 | $1981.00 | 5.0303% | $7,437 | Learn More | |
| FHA 30 Yr. | 5.0000% | 0 | $1981.00 | 5.07% | $1,342 | Learn More | |
| 30 Yr. Fixed | 4.9500% | 0 | $1981.00 | 5.0198% | $1,334 | Learn More | |
| 30-year-io | 5.0000% | 0 | $1981.00 | 5.07% | $1,342 | Learn More | |
| 5/1 Yr. ARM | 4.1250% | 0 | $1981.00 | 4.4505% | $4,618 | Learn More | |
| 5-1-arm-fha | 5.7500% | 0 | $1981.00 | 6.0805% | $4,804 | Learn More | |
| 5-1-arm-io | 5.1250% | 0 | $1981.00 | 5.4535% | $4,732 | Learn More | |
| 7-1-arm | 4.7500% | 0 | $1981.00 | 4.9888% | $3,504 | Learn More | |
| 7-1-arm-io | 5.5000% | 0 | $1981.00 | 5.7412% | $3,593 | Learn More | |
| jumbo-15-year-fha | 4.7500% | 0 | $1981.00 | 4.8701% | $1,945 | Learn More | |
| jumbo-30-year-fha | 5.2500% | 0 | $1981.00 | 5.321% | $1,381 | Learn More | |
| 15 Yr. Fixed | 4.0000% | 4.0579% | $1,849 |
| 30 Yr. Fixed | 4.5000% | 4.5334% | $1,267 |
| 5/1 Yr. ARM | 3.5000% | 3.6595% | $4,548 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 10-1-arm | 4.1250% | 0 | $979.00 | 4.2088% | $2,546 | Learn More | |
| 15 Yr. Fixed | 4.0000% | 0 | $979.00 | 4.0579% | $1,849 | Learn More | |
| 20 Yr. Fixed | 4.3750% | 0 | $979.00 | 4.4208% | $1,565 | Learn More | |
| 3-1-arm | 3.7500% | 0 | $979.00 | 4.0102% | $7,353 | Learn More | |
| FHA 30 Yr. | 4.7500% | 0 | $979.00 | 4.7839% | $1,304 | Learn More | |
| 30 Yr. Fixed | 4.5000% | 0 | $979.00 | 4.5334% | $1,267 | Learn More | |
| 40 Yr. Fixed | 5.0000% | 0 | $979.00 | 5.0285% | $1,205 | Learn More | |
| 5/1 Yr. ARM | 3.5000% | 0 | $979.00 | 3.6595% | $4,548 | Learn More | |
| 7-1-arm | 3.8750% | 0 | $979.00 | 3.9914% | $3,403 | Learn More | |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 5.3750% | 1 | $995.00 | % | $0 | Learn More | ||
| 4.7500% | 1 | $995.00 | % | $0 | Learn More | ||
| 4.2500% | 1 | $995.00 | % | $0 | Learn More | ||
| 4.0000% | 1 | $995.00 | % | $0 | Learn More | ||
| 3.0000% | 1 | $995.00 | % | $0 | Learn More | ||
| 3.3750% | 1 | $995.00 | % | $0 | Learn More | ||
| 3.8750% | 1 | $995.00 | % | $0 | Learn More | ||
Bakersfield Mortgage Rates, Refinance & Home EquityBakersfield California mortgage rates stayed at 4.72%Tuesday, February 9, 2010
Bakersfield mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.72%. State mortgage rates ranged from the lowest rate of 4.56% (DC) to the highest rate of 4.88% (TNGA). Currently, Bakersfield mortgage rates are higher than the national average of 4.63%. If you are shopping for today's best Bakersfield mortgage rates, you've come to the right place. Bakersfield is a family oriented community that has rich agriculture. The city is a safe community with a lower cost of living. Bakersfield was one of the first cities to develop the council-manager form of government. The city is home to the famous Crystal Palace, which is an entertainment venue and museum of western Country Music, founded by the late Buck Owens. Despite its large size, Bakersfield retains small town hospitality. Our network is dedicated to finding you the best Bakersfield refinance or Bakersfield mortgage rates by letting you choose between the top Bakersfield mortgage lenders who can help you decide between your different mortgage options including CA FHA Loans. Lender411 is also your community for mortgage help as well as searching for best mortgage rates in every state such as California home loans .
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