Bakersfield Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.750% 4.972% $1,304
15 Yr. Fixed 4.250% 4.497% $1,881
5/1 Yr. ARM 3.500% 3.675% $1,123
  • We can process your refinance loan in as little as two weeks.
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  • Rates are at historic lows!
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 1.875 $1600 4.972% 45 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1600 5.020% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 0 $2121.25 5.201% 45 $1,361 Learn More
15 Yr. Fixed 4.250% 1 $1600 4.497% 45 $1,881 Learn More
15 Yr. Fixed 4.500% 0 $1600 4.596% 45 $1,912 Learn More
20 Yr. Fixed 4.500% 2 $1600 4.816% 45 $1,582 Learn More
20 Yr. Fixed 4.750% 0.625 $1600 4.901% 45 $1,616 Learn More
20 Yr. Fixed 4.875% 0 $1600 4.952% 45 $1,633 Learn More
5/1 Yr. ARM 3.500% 1.5 $1600 3.675% 45 $1,123 Learn More
5/1 Yr. ARM 3.750% 0.75 $1600 3.865% 45 $1,158 Learn More
5/1 Yr. ARM 4.000% 0 $1850 4.062% 45 $1,194 Learn More
FHA 30 Yr. 5.125% 0.5 $600 5.191% 45 $1,361 Learn More
30 Yr. Fixed 4.750% 4.820% $1,304
15 Yr. Fixed 4.125% 4.244% $1,865
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $1995 4.820% 30 $1,304 Learn More
30 Yr. Fixed 4.500% 1.548 $1995 4.704% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.9 $1995 4.773% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 0 $1995 4.244% 30 $1,865 Learn More
15 Yr. Fixed 3.750% 1.65 $1995 4.115% 30 $1,818 Learn More
15 Yr. Fixed 3.875% 0.804 $1995 4.113% 30 $1,834 Learn More
20 Yr. Fixed 4.625% 0 $1995 4.720% 30 $1,599 Learn More
20 Yr. Fixed 4.250% 1.64 $1995 4.538% 30 $1,548 Learn More
20 Yr. Fixed 4.375% 0.851 $1995 4.570% 30 $1,565 Learn More
10 Yr. Fixed 3.875% 0 $1995 4.046% 30 $2,516 Learn More
10 Yr. Fixed 3.750% 1.072 $1995 4.152% 30 $2,502 Learn More
30 Yr. Fixed 4.875% 5.103% $1,323
15 Yr. Fixed 4.250% 4.485% $1,881
5/1 Yr. ARM 4.625% 4.673% $1,285
  • Refinance rates are still low.
  • Find the right loan for you.
  • Lock in a low, fixed rate today. No obligation consultation.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 2 $1400 5.103% 60 $1,323 Learn More
30 Yr. Fixed 5.250% 0.125 $1400 5.311% 60 $1,381 Learn More
15 Yr. Fixed 4.250% 1 $1400 4.485% 60 $1,881 Learn More
15 Yr. Fixed 4.375% 0.25 $1400 4.497% 60 $1,897 Learn More
3/1 Yr. ARM 3.750% 1.875 $1400 3.952% 60 $1,158 Learn More
3/1 Yr. ARM 4.375% 1 $1400 4.509% 60 $1,248 Learn More
20 Yr. Fixed 4.625% 2 $1400 4.932% 60 $1,599 Learn More
20 Yr. Fixed 4.875% 0.375 $1400 4.987% 60 $1,633 Learn More
10 Yr. Fixed 4.250% 1 $1400 4.588% 60 $2,561 Learn More
10 Yr. Fixed 4.375% 0.25 $1400 4.550% 60 $2,576 Learn More
5/1 Yr. ARM 4.625% 0 $1400 4.673% 60 $1,285 Learn More
5/1 Yr. ARM 3.625% 1.75 $1400 3.816% 60 $1,140 Learn More
5/1 Yr. ARM 4.000% 0.75 $1400 4.110% 60 $1,194 Learn More
7/1 Yr. ARM 5.000% 0 $1400 5.049% 60 $1,342 Learn More
7/1 Yr. ARM 4.125% 2 $1400 4.343% 60 $1,212 Learn More
7/1 Yr. ARM 4.500% 0.875 $1400 4.624% 60 $1,267 Learn More
30 Yr. Fixed 4.875% 4.882% $1,323
15 Yr. Fixed 4.250% 4.268% $1,881
5/1 Yr. ARM 3.750% 3.786% $1,158
  • Refinance up to 105% LTV for qualified borrowers
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 0 $195 4.882% 30 $1,323 Learn More
15 Yr. Fixed 4.250% 0 $295 4.268% 30 $1,881 Learn More
5/1 Yr. ARM 3.750% 0 $1095 3.786% 30 $1,158 Learn More
30 Yr. Fixed 4.625% 4.810% $1,285
15 Yr. Fixed 4.125% 4.368% $1,865
  • We've eliminated the Loan Officer. You keep his commission!
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 1.625 $1240 4.810% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 1.125 $1240 4.368% 30 $1,865 Learn More
20 Yr. Fixed 4.500% 1.375 $1240 4.722% 30 $1,582 Learn More
30 Yr. Fixed 4.625% 4.835% $1,285
15 Yr. Fixed 4.125% 4.486% $1,865
5/1 Yr. ARM 3.375% 3.570% $1,105
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 2 $995 4.835% 30 $1,285 Learn More
30 Yr. Fixed 4.750% 1 $995 4.872% 30 $1,304 Learn More
30 Yr. Fixed 4.875% 0 $995 4.910% 30 $1,323 Learn More
15 Yr. Fixed 4.125% 2.0 $995 4.486% 30 $1,865 Learn More
15 Yr. Fixed 4.250% 1 $995 4.460% 30 $1,881 Learn More
15 Yr. Fixed 4.375% 0 $995 4.435% 30 $1,897 Learn More
20 Yr. Fixed 4.500% 2.0 $995 4.786% 30 $1,582 Learn More
20 Yr. Fixed 4.625% 1 $995 4.791% 30 $1,599 Learn More
20 Yr. Fixed 4.875% 0 $995 4.923% 30 $1,633 Learn More
10 Yr. Fixed 4.250% 2 $995 4.772% 30 $2,561 Learn More
10 Yr. Fixed 4.250% 1 $995 4.552% 30 $2,561 Learn More
10 Yr. Fixed 4.375% 0 $995 4.461% 30 $2,576 Learn More
5/1 Yr. ARM 3.375% 2 $995 3.570% 30 $1,105 Learn More
5/1 Yr. ARM 3.625% 1 $995 3.740% 30 $1,140 Learn More
5/1 Yr. ARM 4.000% 0 $995 4.033% 30 $1,194 Learn More
7/1 Yr. ARM 3.500% 2 $995 3.696% 30 $1,123 Learn More
7/1 Yr. ARM 3.750% 1 $995 3.865% 30 $1,158 Learn More
7/1 Yr. ARM 4.125% 0 $995 4.158% 30 $1,212 Learn More
FHA 30 Yr. 4.875% 2 $995 5.088% 30 $1,323 Learn More
FHA 30 Yr. 4.875% 1 $995 4.998% 30 $1,323 Learn More
FHA 30 Yr. 5.000% 0 $995 5.035% 30 $1,342 Learn More
FHA 15 Yr. 4.250% 2 $995 4.613% 30 $1,881 Learn More
FHA 15 Yr. 4.250% 1 $995 4.460% 30 $1,881 Learn More
FHA 15 Yr. 4.375% 0 $995 4.435% 30 $1,897 Learn More
VA 30 Yr. 4.875% 2 $995 5.088% 30 $1,323 Learn More
VA 30 Yr. 5.000% 0 $995 5.035% 30 $1,342 Learn More
VA 15 Yr. 4.250% 1 $995 4.460% 30 $1,881 Learn More
VA 15 Yr. 4.375% 0 $995 4.435% 30 $1,897 Learn More
30 Yr. Fixed 4.500% 4.691% $1,267
15 Yr. Fixed 4.000% 4.330% $1,849
  • Shop over 80 banks and Lenders with one call!
  • Home of Daniel Milstein, the #3 nationally ranked Mortgage Originator.
  • Best rates and guaranteed costs with no hidden fees at the closing.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 2 $495 4.691% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 1 $495 4.729% 30 $1,285 Learn More
30 Yr. Fixed 4.875% 0 $495 4.892% 30 $1,323 Learn More
15 Yr. Fixed 4.000% 2 $495 4.330% 30 $1,849 Learn More
15 Yr. Fixed 4.125% 1 $495 4.304% 30 $1,865 Learn More
15 Yr. Fixed 4.375% 0 $495 4.405% 30 $1,897 Learn More
20 Yr. Fixed 4.375% 2 $495 4.636% 30 $1,565 Learn More
20 Yr. Fixed 4.500% 1 $495 4.642% 30 $1,582 Learn More
20 Yr. Fixed 4.750% 0 $495 4.774% 30 $1,616 Learn More
10 Yr. Fixed 3.875% 2 $495 4.350% 30 $2,516 Learn More
10 Yr. Fixed 4.000% 1 $495 4.257% 30 $2,531 Learn More
10 Yr. Fixed 4.250% 0 $495 4.293% 30 $2,561 Learn More
30 Yr. Fixed 4.875% 4.926% $1,323
15 Yr. Fixed 4.250% 4.336% $1,881
  • The Trusted Choice in Mortgage Lending For nearly ten years.
  • We guarantee the lowest refinance rates and fees everyday.
  • No tricks, no teaser rates, just an honest approach to lending.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 0 $1445 4.926% 25 $1,323 Learn More
15 Yr. Fixed 4.250% 0 $1445 4.336% 25 $1,881 Learn More
30 Yr. Fixed 4.500% 4.697% $1,267
15 Yr. Fixed 4.000% 4.303% $1,849
5/1 Yr. ARM 3.250% 3.332% $1,088
  • No Commitment Fee.
  • No SS# for Custom Loan Proposal.
  • Keep your business in California.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 1.5 $1926 4.697% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 1.125 $1926 4.790% 30 $1,285 Learn More
30 Yr. Fixed 4.750% 0 $1926 4.817% 30 $1,304 Learn More
15 Yr. Fixed 4.000% 1.25 $1926 4.303% 30 $1,849 Learn More
15 Yr. Fixed 4.125% 0.625 $1926 4.334% 30 $1,865 Learn More
15 Yr. Fixed 4.250% 0 $0 4.250% 30 $1,881 Learn More
10 Yr. Fixed 4.000% 0.75 $1926 4.327% 30 $2,531 Learn More
10 Yr. Fixed 4.125% 0.125 $1926 4.317% 30 $2,546 Learn More
10 Yr. Fixed 4.250% 0 $0 4.250% 30 $2,561 Learn More
5/1 Yr. ARM 3.250% 0.25 $1926 3.332% 30 $1,088 Learn More
5/1 Yr. ARM 3.375% 0 $1076 3.410% 30 $1,105 Learn More
30 Yr. Fixed 4.625% 4.813% $1,285
15 Yr. Fixed 4.000% 4.400% $1,849
5/1 Yr. ARM 4.000% 4.203% $1,194
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Updated 3/18/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 1.75 $1018 4.813% 21 $1,285 Learn More
30 Yr. Fixed 4.750% 1 $1018 4.873% 21 $1,304 Learn More
30 Yr. Fixed 5.000% 0 $1018 5.036% 21 $1,342 Learn More
15 Yr. Fixed 4.000% 2.25 $1018 4.400% 21 $1,849 Learn More
15 Yr. Fixed 4.250% 1 $1018 4.461% 21 $1,881 Learn More
15 Yr. Fixed 4.375% 0.125 $1018 4.455% 21 $1,897 Learn More
20 Yr. Fixed 4.375% 2 $1018 4.661% 21 $1,565 Learn More
5/1 Yr. ARM 4.000% 2 $1018 4.203% 21 $1,194 Learn More
5/1 Yr. ARM 4.250% 0.875 $1018 4.359% 21 $1,230 Learn More
5/1 Yr. ARM 4.500% 0 $1018 4.535% 21 $1,267 Learn More
30 Yr. Fixed 4.8750% 4.9599% $1,323
15 Yr. Fixed 4.2500% 4.3948% $1,881
5/1 Yr. ARM 3.3750% 3.7702% $4,534
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Updated 03/17/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.8750% 0.000 $2419.00 4.9599% $1,323 Learn More
30 Yr. Fixed 4.5000% 1.630 $2419.00 4.5831% $1,267 Learn More
15 Yr. Fixed 4.2500% 0.000 $2419.00 4.3948% $1,881 Learn More
15 Yr. Fixed 4.0000% 1.380 $2419.00 4.1438% $1,849 Learn More
FHA 30 Yr. 4.8750% 0.000 $2419.00 4.9599% $1,323 Learn More
FHA 30 Yr. 4.5000% 1.750 $2419.00 4.7365% $1,267 Learn More
5/1 Yr. ARM 3.3750% 0.000 $2419.00 3.7702% $4,534 Learn More
5/1 Yr. ARM 3.5000% 0.000 $2419.00 3.8956% $4,548 Learn More
7-1-arm 3.7500% 0.000 $2419.00 4.0383% $3,389 Learn More
30 Yr. Fixed 4.7500% 4.7775% $1,304
15 Yr. Fixed 4.2500% 4.2973% $1,881
5/1 Yr. ARM 3.6250% 3.7546% $4,562
Call Now
Updated 03/18/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.7500% 0.000 $795.00 4.7775% $1,304 Learn More
30 Yr. Fixed 4.6250% 0.880 $795.00 4.6523% $1,285 Learn More
30 Yr. Fixed 4.5000% 1.750 $795.00 4.5271% $1,267 Learn More
20 Yr. Fixed 4.6250% 0.000 $795.00 4.6625% $1,599 Learn More
15 Yr. Fixed 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
15 Yr. Fixed 4.1250% 0.880 $795.00 4.1722% $1,865 Learn More
15 Yr. Fixed 4.0000% 1.380 $795.00 4.047% $1,849 Learn More
FHA 30 Yr. 4.8750% 0.000 $795.00 4.9027% $1,323 Learn More
FHA 15 Yr. 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
5/1 Yr. ARM 3.6250% 0.000 $795.00 3.7546% $4,562 Learn More
7-1-arm 3.8750% 0.000 $795.00 3.9694% $3,403 Learn More
10-1-arm 4.3750% 0.000 $795.00 4.4433% $2,576 Learn More
30 Yr. Fixed 4.8750% 4.908% $1,323
15 Yr. Fixed 4.3750% 4.4315% $1,897
Call Now
Updated 03/16/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.8750% 0.000 $945.00 4.908% $1,323 Learn More
15 Yr. Fixed 4.3750% 0.000 $945.00 4.4315% $1,897 Learn More
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Updated 03/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5.2500% 1.000 $1670.00 % $0 Learn More
4.6250% 1.000 $1670.00 % $0 Learn More
4.0000% 1.000 $1670.00 % $0 Learn More
3.8750% 1.000 $1670.00 % $0 Learn More
4.7500% 1.000 $1670.00 % $0 Learn More
3.0000% 1.000 $1670.00 % $0 Learn More
3.3750% 1.000 $1670.00 % $0 Learn More
3.7500% 1.000 $1670.00 % $0 Learn More
4.2500% 1.000 $1670.00 % $0 Learn More
30 Yr. Fixed 4.8750% 4.927% $1,323
15 Yr. Fixed 4.2500% 4.3386% $1,881
Call Now
Updated 03/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.8750% 0.000 $1485.00 4.927% $1,323 Learn More
15 Yr. Fixed 4.2500% 0.000 $1485.00 4.3386% $1,881 Learn More
FHA 30 Yr. 4.7500% 0.000 $1485.00 4.8016% $1,304 Learn More
FHA 15 Yr. 4.6250% 0.000 $1485.00 4.7146% $1,928 Learn More
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Bakersfield Mortgage Rates, Refinance & Home Equity

Bakersfield California mortgage rates stayed at 4.71%

Sunday, March 21, 2010

Bakersfield mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.71%. State mortgage rates ranged from the lowest rate of 4.63% (AL) to the highest rate of 4.79% (TX). Currently, Bakersfield mortgage rates are higher than the national average of 4.66%.

If you are shopping for today's best Bakersfield mortgage rates, you've come to the right place. Bakersfield is a family oriented community that has rich agriculture. The city is a safe community with a lower cost of living. Bakersfield was one of the first cities to develop the council-manager form of government. The city is home to the famous Crystal Palace, which is an entertainment venue and museum of western Country Music, founded by the late Buck Owens. Despite its large size, Bakersfield retains small town hospitality.The U.S government is currently qualifying those who meet the requirements for VA Mortgages.

Our network is dedicated to finding you the best Bakersfield refinance or Bakersfield mortgage rates by letting you choose between the top Bakersfield mortgage lenders who can help you decide between your different mortgage options including CA FHA Loans.

Lender411 is also your community for mortgage help as well as searching for best mortgage rates in every state such as California home loans .

Equity Investment Capital

866-532-1744 Ext. 101The bulk of EIC business is referral based; we have formed unique relationships with local CPA's, Real Estate Agents,... Read more...

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JB Mortgage Capital, Inc

We offer industry low California Home Loan Interest Rates everyday. We have the loan programs you need to secure a better future. The mortgage lenders... Read more...

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Loan Leaders of America, Inc.

Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial... Read more...

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