| 30 Yr. Fixed | 4.750% | 4.938% | $1,304 |
| 15 Yr. Fixed | 4.250% | 4.459% | $1,881 |
| 5/1 Yr. ARM | 3.500% | 3.665% | $1,123 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 4.750% | 1.5 | $1600 | 4.938% | 45 | $1,304 | Learn More |
| 30 Yr. Fixed | 4.875% | 0.625 | $1600 | 4.986% | 45 | $1,323 | Learn More |
| 30 Yr. Fixed | 5.000% | 0 | $2642.5 | 5.094% | 45 | $1,342 | Learn More |
| 15 Yr. Fixed | 4.250% | 0.75 | $1600 | 4.459% | 45 | $1,881 | Learn More |
| 15 Yr. Fixed | 4.375% | 0 | $1600 | 4.471% | 45 | $1,897 | Learn More |
| 20 Yr. Fixed | 4.375% | 2 | $1600 | 4.689% | 45 | $1,565 | Learn More |
| 20 Yr. Fixed | 4.625% | 1 | $1600 | 4.821% | 45 | $1,599 | Learn More |
| 20 Yr. Fixed | 4.750% | 0 | $2642.5 | 4.876% | 45 | $1,616 | Learn More |
| 5/1 Yr. ARM | 3.500% | 1.375 | $1600 | 3.665% | 45 | $1,123 | Learn More |
| 5/1 Yr. ARM | 3.625% | 1 | $1600 | 3.760% | 45 | $1,140 | Learn More |
| 5/1 Yr. ARM | 4.000% | 0 | $1600 | 4.053% | 45 | $1,194 | Learn More |
| FHA 30 Yr. | 5.125% | 0.125 | $600 | 5.157% | 45 | $1,361 | Learn More |
| 30 Yr. Fixed | 5.171% | 5.214% | $1,368 |
| 15 Yr. Fixed | 4.500% | 4.572% | $1,912 |
| 5/1 Yr. ARM | 4.000% | 4.040% | $1,194 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 5.171% | 0 | $1200 | 5.214% | 30 | $1,368 | Learn More |
| 30 Yr. Fixed | 4.760% | 2 | $1200 | 4.979% | 30 | $1,306 | Learn More |
| 30 Yr. Fixed | 4.936% | 1 | $1200 | 5.067% | 30 | $1,332 | Learn More |
| 15 Yr. Fixed | 4.500% | 0 | $1200 | 4.572% | 30 | $1,912 | Learn More |
| 15 Yr. Fixed | 4.000% | 2 | $1200 | 4.373% | 30 | $1,849 | Learn More |
| 15 Yr. Fixed | 4.250% | 1 | $1200 | 4.472% | 30 | $1,881 | Learn More |
| 3/1 Yr. ARM | 4.000% | 0 | $1200 | 4.040% | 30 | $1,194 | Learn More |
| 3/1 Yr. ARM | 3.500% | 1 | $1200 | 3.620% | 30 | $1,123 | Learn More |
| 5/1 Yr. ARM | 4.000% | 0 | $1200 | 4.040% | 30 | $1,194 | Learn More |
| 5/1 Yr. ARM | 3.500% | 1.34 | $1200 | 3.648% | 30 | $1,123 | Learn More |
| 5/1 Yr. ARM | 3.625% | 1 | $1200 | 3.746% | 30 | $1,140 | Learn More |
| 7/1 Yr. ARM | 4.250% | 0 | $1200 | 4.291% | 30 | $1,230 | Learn More |
| 7/1 Yr. ARM | 3.750% | 1.779 | $1200 | 3.938% | 30 | $1,158 | Learn More |
| 7/1 Yr. ARM | 4.000% | 1 | $1200 | 4.124% | 30 | $1,194 | Learn More |
| 30 Yr. Fixed | 5.000% | 5.195% | $1,342 |
| 15 Yr. Fixed | 4.625% | 4.710% | $1,928 |
| 5/1 Yr. ARM | 3.750% | 3.952% | $1,158 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 5.000% | 1.625 | $1400 | 5.195% | 60 | $1,342 | Learn More |
| 30 Yr. Fixed | 5.250% | 0.25 | $1400 | 5.323% | 60 | $1,381 | Learn More |
| 15 Yr. Fixed | 4.625% | 0 | $1400 | 4.710% | 60 | $1,928 | Learn More |
| 15 Yr. Fixed | 4.250% | 1.375 | $1400 | 4.542% | 60 | $1,881 | Learn More |
| 15 Yr. Fixed | 4.375% | 0.625 | $1400 | 4.553% | 60 | $1,897 | Learn More |
| 3/1 Yr. ARM | 3.625% | 2 | $1400 | 3.837% | 60 | $1,140 | Learn More |
| 3/1 Yr. ARM | 4.375% | 1 | $1400 | 4.509% | 60 | $1,248 | Learn More |
| 20 Yr. Fixed | 4.750% | 1.375 | $1400 | 4.982% | 60 | $1,616 | Learn More |
| 20 Yr. Fixed | 4.875% | 0.5 | $1400 | 5.002% | 60 | $1,633 | Learn More |
| 10 Yr. Fixed | 4.625% | 0 | $1400 | 4.746% | 60 | $2,606 | Learn More |
| 10 Yr. Fixed | 4.250% | 1.375 | $1400 | 4.670% | 60 | $2,561 | Learn More |
| 10 Yr. Fixed | 4.375% | 0.625 | $1400 | 4.631% | 60 | $2,576 | Learn More |
| 5/1 Yr. ARM | 3.750% | 1.875 | $1400 | 3.952% | 60 | $1,158 | Learn More |
| 5/1 Yr. ARM | 4.125% | 0.875 | $1400 | 4.246% | 60 | $1,212 | Learn More |
| 7/1 Yr. ARM | 4.000% | 1.875 | $1400 | 4.205% | 60 | $1,194 | Learn More |
| 7/1 Yr. ARM | 4.375% | 1 | $1400 | 4.509% | 60 | $1,248 | Learn More |
| 30 Yr. Fixed | 4.500% | 4.691% | $1,267 |
| 15 Yr. Fixed | 4.000% | 4.330% | $1,849 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 4.500% | 2 | $495 | 4.691% | 30 | $1,267 | Learn More |
| 30 Yr. Fixed | 4.625% | 1 | $495 | 4.729% | 30 | $1,285 | Learn More |
| 30 Yr. Fixed | 4.875% | 0 | $495 | 4.892% | 30 | $1,323 | Learn More |
| 15 Yr. Fixed | 4.000% | 2 | $495 | 4.330% | 30 | $1,849 | Learn More |
| 15 Yr. Fixed | 4.125% | 1 | $495 | 4.304% | 30 | $1,865 | Learn More |
| 15 Yr. Fixed | 4.375% | 0 | $495 | 4.405% | 30 | $1,897 | Learn More |
| 20 Yr. Fixed | 4.375% | 2 | $495 | 4.636% | 30 | $1,565 | Learn More |
| 20 Yr. Fixed | 4.500% | 1 | $495 | 4.642% | 30 | $1,582 | Learn More |
| 20 Yr. Fixed | 4.750% | 0 | $495 | 4.774% | 30 | $1,616 | Learn More |
| 10 Yr. Fixed | 3.875% | 2 | $495 | 4.350% | 30 | $2,516 | Learn More |
| 10 Yr. Fixed | 4.000% | 1 | $495 | 4.257% | 30 | $2,531 | Learn More |
| 10 Yr. Fixed | 4.250% | 0 | $495 | 4.293% | 30 | $2,561 | Learn More |
| 30 Yr. Fixed | 4.7500% | 4.7775% | $1,304 |
| 15 Yr. Fixed | 4.2500% | 4.2973% | $1,881 |
| 5/1 Yr. ARM | 3.6250% | 3.7546% | $4,562 |
| Loan Product | Rate | Disc/Orig Points | Fees | APR | Lock | Est. Montly Payment | ![]() |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 4.7500% | 0.000 | $795.00 | 4.7775% | $1,304 | Learn More | |
| 30 Yr. Fixed | 4.6250% | 0.880 | $795.00 | 4.6523% | $1,285 | Learn More | |
| 30 Yr. Fixed | 4.5000% | 1.750 | $795.00 | 4.5271% | $1,267 | Learn More | |
| 20 Yr. Fixed | 4.6250% | 0.000 | $795.00 | 4.6625% | $1,599 | Learn More | |
| 15 Yr. Fixed | 4.2500% | 0.000 | $795.00 | 4.2973% | $1,881 | Learn More | |
| 15 Yr. Fixed | 4.1250% | 0.880 | $795.00 | 4.1722% | $1,865 | Learn More | |
| 15 Yr. Fixed | 4.0000% | 1.380 | $795.00 | 4.047% | $1,849 | Learn More | |
| FHA 30 Yr. | 4.8750% | 0.000 | $795.00 | 4.9027% | $1,323 | Learn More | |
| FHA 15 Yr. | 4.2500% | 0.000 | $795.00 | 4.2973% | $1,881 | Learn More | |
| 5/1 Yr. ARM | 3.6250% | 0.000 | $795.00 | 3.7546% | $4,562 | Learn More | |
| 7-1-arm | 3.8750% | 0.000 | $795.00 | 3.9694% | $3,403 | Learn More | |
| 10-1-arm | 4.3750% | 0.000 | $795.00 | 4.4433% | $2,576 | Learn More | |
Bay City Mortgage Rates & RefinanceBay City Michigan mortgage rates stayed at 4.63%Friday, March 19, 2010
Bay City mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.63%. State mortgage rates ranged from the lowest rate of 4.63% (AL) to the highest rate of 4.78% (TX). Currently, Bay City mortgage rates are lower than the national average of 4.65%. Bay City is located on the eastern coast of Michigan. The city is divided East and West by the Saginaw River. Four draw bridges allow for travel between the eastern and western parts of the city. Bay City hosts many festivals throughout the year, and has a Heritage Museum that highlights regional history. Lender411 is where you can find good home mortgage loan advice and get online mortgage rates in addition to getting for the best Michigan home loan. If you are looking to get a Bay City Mortgage, Refinance or even tap into your home equity with a second mortgage loan in Bay City, you have certainly come to the right place. Lender411 makes that easy. Whether you are looking for fixed mortgage rates, variable adjustable mortgage rates (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, just fill out the form above and we will match you with qualified lenders in Bay City that will provide you with online mortgage quotes. Lender411.com can assist you in finding the lowest mortgage rate in Bay City.
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