California Mortgage Rates
Browse through the rates below. To find out more about the particular rate offer, click on "Learn More."
State
Loan Amount
Loan Type
30 Yr. Fixed 4.750% 4.972% $1,304
15 Yr. Fixed 4.250% 4.497% $1,881
5/1 Yr. ARM 3.500% 3.675% $1,123
  • We can process your refinance loan in as little as two weeks.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 1.875 $1600 4.972% 45 $1,304 Learn More
30 Yr. Fixed 4.875% 1 $1600 5.020% 45 $1,323 Learn More
30 Yr. Fixed 5.125% 0 $2121.25 5.201% 45 $1,361 Learn More
15 Yr. Fixed 4.250% 1 $1600 4.497% 45 $1,881 Learn More
15 Yr. Fixed 4.500% 0 $1600 4.596% 45 $1,912 Learn More
20 Yr. Fixed 4.500% 2 $1600 4.816% 45 $1,582 Learn More
20 Yr. Fixed 4.750% 0.625 $1600 4.901% 45 $1,616 Learn More
20 Yr. Fixed 4.875% 0 $1600 4.952% 45 $1,633 Learn More
5/1 Yr. ARM 3.500% 1.5 $1600 3.675% 45 $1,123 Learn More
5/1 Yr. ARM 3.750% 0.75 $1600 3.865% 45 $1,158 Learn More
5/1 Yr. ARM 4.000% 0 $1850 4.062% 45 $1,194 Learn More
FHA 30 Yr. 5.125% 0.5 $600 5.191% 45 $1,361 Learn More
30 Yr. Fixed 4.750% 4.820% $1,304
15 Yr. Fixed 4.125% 4.244% $1,865
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.750% 0 $1995 4.820% 30 $1,304 Learn More
30 Yr. Fixed 4.500% 1.548 $1995 4.704% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 0.9 $1995 4.773% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 0 $1995 4.244% 30 $1,865 Learn More
15 Yr. Fixed 3.750% 1.65 $1995 4.115% 30 $1,818 Learn More
15 Yr. Fixed 3.875% 0.804 $1995 4.113% 30 $1,834 Learn More
20 Yr. Fixed 4.625% 0 $1995 4.720% 30 $1,599 Learn More
20 Yr. Fixed 4.250% 1.64 $1995 4.538% 30 $1,548 Learn More
20 Yr. Fixed 4.375% 0.851 $1995 4.570% 30 $1,565 Learn More
10 Yr. Fixed 3.875% 0 $1995 4.046% 30 $2,516 Learn More
10 Yr. Fixed 3.750% 1.072 $1995 4.152% 30 $2,502 Learn More
30 Yr. Fixed 4.875% 5.103% $1,323
15 Yr. Fixed 4.250% 4.485% $1,881
5/1 Yr. ARM 4.625% 4.673% $1,285
  • Refinance rates are still low.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 2 $1400 5.103% 60 $1,323 Learn More
30 Yr. Fixed 5.250% 0.125 $1400 5.311% 60 $1,381 Learn More
15 Yr. Fixed 4.250% 1 $1400 4.485% 60 $1,881 Learn More
15 Yr. Fixed 4.375% 0.25 $1400 4.497% 60 $1,897 Learn More
3/1 Yr. ARM 3.750% 1.875 $1400 3.952% 60 $1,158 Learn More
3/1 Yr. ARM 4.375% 1 $1400 4.509% 60 $1,248 Learn More
20 Yr. Fixed 4.625% 2 $1400 4.932% 60 $1,599 Learn More
20 Yr. Fixed 4.875% 0.375 $1400 4.987% 60 $1,633 Learn More
10 Yr. Fixed 4.250% 1 $1400 4.588% 60 $2,561 Learn More
10 Yr. Fixed 4.375% 0.25 $1400 4.550% 60 $2,576 Learn More
5/1 Yr. ARM 4.625% 0 $1400 4.673% 60 $1,285 Learn More
5/1 Yr. ARM 3.625% 1.75 $1400 3.816% 60 $1,140 Learn More
5/1 Yr. ARM 4.000% 0.75 $1400 4.110% 60 $1,194 Learn More
7/1 Yr. ARM 5.000% 0 $1400 5.049% 60 $1,342 Learn More
7/1 Yr. ARM 4.125% 2 $1400 4.343% 60 $1,212 Learn More
7/1 Yr. ARM 4.500% 0.875 $1400 4.624% 60 $1,267 Learn More
30 Yr. Fixed 4.875% 4.882% $1,323
15 Yr. Fixed 4.250% 4.268% $1,881
5/1 Yr. ARM 3.750% 3.786% $1,158
  • Refinance up to 105% LTV for qualified borrowers
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 0 $195 4.882% 30 $1,323 Learn More
15 Yr. Fixed 4.250% 0 $295 4.268% 30 $1,881 Learn More
5/1 Yr. ARM 3.750% 0 $1095 3.786% 30 $1,158 Learn More
30 Yr. Fixed 4.625% 4.810% $1,285
15 Yr. Fixed 4.125% 4.368% $1,865
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 1.625 $1240 4.810% 30 $1,285 Learn More
15 Yr. Fixed 4.125% 1.125 $1240 4.368% 30 $1,865 Learn More
20 Yr. Fixed 4.500% 1.375 $1240 4.722% 30 $1,582 Learn More
30 Yr. Fixed 4.625% 4.835% $1,285
15 Yr. Fixed 4.125% 4.486% $1,865
5/1 Yr. ARM 3.375% 3.570% $1,105
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 2 $995 4.835% 30 $1,285 Learn More
30 Yr. Fixed 4.750% 1 $995 4.872% 30 $1,304 Learn More
30 Yr. Fixed 4.875% 0 $995 4.910% 30 $1,323 Learn More
15 Yr. Fixed 4.125% 2.0 $995 4.486% 30 $1,865 Learn More
15 Yr. Fixed 4.250% 1 $995 4.460% 30 $1,881 Learn More
15 Yr. Fixed 4.375% 0 $995 4.435% 30 $1,897 Learn More
20 Yr. Fixed 4.500% 2.0 $995 4.786% 30 $1,582 Learn More
20 Yr. Fixed 4.625% 1 $995 4.791% 30 $1,599 Learn More
20 Yr. Fixed 4.875% 0 $995 4.923% 30 $1,633 Learn More
10 Yr. Fixed 4.250% 2 $995 4.772% 30 $2,561 Learn More
10 Yr. Fixed 4.250% 1 $995 4.552% 30 $2,561 Learn More
10 Yr. Fixed 4.375% 0 $995 4.461% 30 $2,576 Learn More
5/1 Yr. ARM 3.375% 2 $995 3.570% 30 $1,105 Learn More
5/1 Yr. ARM 3.625% 1 $995 3.740% 30 $1,140 Learn More
5/1 Yr. ARM 4.000% 0 $995 4.033% 30 $1,194 Learn More
7/1 Yr. ARM 3.500% 2 $995 3.696% 30 $1,123 Learn More
7/1 Yr. ARM 3.750% 1 $995 3.865% 30 $1,158 Learn More
7/1 Yr. ARM 4.125% 0 $995 4.158% 30 $1,212 Learn More
FHA 30 Yr. 4.875% 2 $995 5.088% 30 $1,323 Learn More
FHA 30 Yr. 4.875% 1 $995 4.998% 30 $1,323 Learn More
FHA 30 Yr. 5.000% 0 $995 5.035% 30 $1,342 Learn More
FHA 15 Yr. 4.250% 2 $995 4.613% 30 $1,881 Learn More
FHA 15 Yr. 4.250% 1 $995 4.460% 30 $1,881 Learn More
FHA 15 Yr. 4.375% 0 $995 4.435% 30 $1,897 Learn More
VA 30 Yr. 4.875% 2 $995 5.088% 30 $1,323 Learn More
VA 30 Yr. 5.000% 0 $995 5.035% 30 $1,342 Learn More
VA 15 Yr. 4.250% 1 $995 4.460% 30 $1,881 Learn More
VA 15 Yr. 4.375% 0 $995 4.435% 30 $1,897 Learn More
30 Yr. Fixed 4.500% 4.691% $1,267
15 Yr. Fixed 4.000% 4.330% $1,849
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  • Best rates and guaranteed costs with no hidden fees at the closing.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 2 $495 4.691% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 1 $495 4.729% 30 $1,285 Learn More
30 Yr. Fixed 4.875% 0 $495 4.892% 30 $1,323 Learn More
15 Yr. Fixed 4.000% 2 $495 4.330% 30 $1,849 Learn More
15 Yr. Fixed 4.125% 1 $495 4.304% 30 $1,865 Learn More
15 Yr. Fixed 4.375% 0 $495 4.405% 30 $1,897 Learn More
20 Yr. Fixed 4.375% 2 $495 4.636% 30 $1,565 Learn More
20 Yr. Fixed 4.500% 1 $495 4.642% 30 $1,582 Learn More
20 Yr. Fixed 4.750% 0 $495 4.774% 30 $1,616 Learn More
10 Yr. Fixed 3.875% 2 $495 4.350% 30 $2,516 Learn More
10 Yr. Fixed 4.000% 1 $495 4.257% 30 $2,531 Learn More
10 Yr. Fixed 4.250% 0 $495 4.293% 30 $2,561 Learn More
30 Yr. Fixed 4.625% 4.813% $1,285
15 Yr. Fixed 4.000% 4.400% $1,849
5/1 Yr. ARM 4.000% 4.203% $1,194
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  • No LOCK or APPLICATION fee!
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Updated 3/18/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.625% 1.75 $1018 4.813% 21 $1,285 Learn More
30 Yr. Fixed 4.750% 1 $1018 4.873% 21 $1,304 Learn More
30 Yr. Fixed 5.000% 0 $1018 5.036% 21 $1,342 Learn More
15 Yr. Fixed 4.000% 2.25 $1018 4.400% 21 $1,849 Learn More
15 Yr. Fixed 4.250% 1 $1018 4.461% 21 $1,881 Learn More
15 Yr. Fixed 4.375% 0.125 $1018 4.455% 21 $1,897 Learn More
20 Yr. Fixed 4.375% 2 $1018 4.661% 21 $1,565 Learn More
5/1 Yr. ARM 4.000% 2 $1018 4.203% 21 $1,194 Learn More
5/1 Yr. ARM 4.250% 0.875 $1018 4.359% 21 $1,230 Learn More
5/1 Yr. ARM 4.500% 0 $1018 4.535% 21 $1,267 Learn More
30 Yr. Fixed 4.500% 4.697% $1,267
15 Yr. Fixed 4.000% 4.303% $1,849
5/1 Yr. ARM 3.250% 3.332% $1,088
  • No Commitment Fee.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.500% 1.5 $1926 4.697% 30 $1,267 Learn More
30 Yr. Fixed 4.625% 1.125 $1926 4.790% 30 $1,285 Learn More
30 Yr. Fixed 4.750% 0 $1926 4.817% 30 $1,304 Learn More
15 Yr. Fixed 4.000% 1.25 $1926 4.303% 30 $1,849 Learn More
15 Yr. Fixed 4.125% 0.625 $1926 4.334% 30 $1,865 Learn More
15 Yr. Fixed 4.250% 0 $0 4.250% 30 $1,881 Learn More
10 Yr. Fixed 4.000% 0.75 $1926 4.327% 30 $2,531 Learn More
10 Yr. Fixed 4.125% 0.125 $1926 4.317% 30 $2,546 Learn More
10 Yr. Fixed 4.250% 0 $0 4.250% 30 $2,561 Learn More
5/1 Yr. ARM 3.250% 0.25 $1926 3.332% 30 $1,088 Learn More
5/1 Yr. ARM 3.375% 0 $1076 3.410% 30 $1,105 Learn More
30 Yr. Fixed 4.875% 4.926% $1,323
15 Yr. Fixed 4.250% 4.336% $1,881
  • The Trusted Choice in Mortgage Lending For nearly ten years.
  • We guarantee the lowest refinance rates and fees everyday.
  • No tricks, no teaser rates, just an honest approach to lending.
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Updated 3/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.875% 0 $1445 4.926% 25 $1,323 Learn More
15 Yr. Fixed 4.250% 0 $1445 4.336% 25 $1,881 Learn More
30 Yr. Fixed 4.8750% 4.9599% $1,323
15 Yr. Fixed 4.2500% 4.3948% $1,881
5/1 Yr. ARM 3.3750% 3.7702% $4,534
Call Now
Updated 03/17/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.8750% 0.000 $2419.00 4.9599% $1,323 Learn More
30 Yr. Fixed 4.5000% 1.630 $2419.00 4.5831% $1,267 Learn More
15 Yr. Fixed 4.2500% 0.000 $2419.00 4.3948% $1,881 Learn More
15 Yr. Fixed 4.0000% 1.380 $2419.00 4.1438% $1,849 Learn More
FHA 30 Yr. 4.8750% 0.000 $2419.00 4.9599% $1,323 Learn More
FHA 30 Yr. 4.5000% 1.750 $2419.00 4.7365% $1,267 Learn More
5/1 Yr. ARM 3.3750% 0.000 $2419.00 3.7702% $4,534 Learn More
5/1 Yr. ARM 3.5000% 0.000 $2419.00 3.8956% $4,548 Learn More
7-1-arm 3.7500% 0.000 $2419.00 4.0383% $3,389 Learn More
30 Yr. Fixed 4.7500% 4.7775% $1,304
15 Yr. Fixed 4.2500% 4.2973% $1,881
5/1 Yr. ARM 3.6250% 3.7546% $4,562
Call Now
Updated 03/18/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.7500% 0.000 $795.00 4.7775% $1,304 Learn More
30 Yr. Fixed 4.6250% 0.880 $795.00 4.6523% $1,285 Learn More
30 Yr. Fixed 4.5000% 1.750 $795.00 4.5271% $1,267 Learn More
20 Yr. Fixed 4.6250% 0.000 $795.00 4.6625% $1,599 Learn More
15 Yr. Fixed 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
15 Yr. Fixed 4.1250% 0.880 $795.00 4.1722% $1,865 Learn More
15 Yr. Fixed 4.0000% 1.380 $795.00 4.047% $1,849 Learn More
FHA 30 Yr. 4.8750% 0.000 $795.00 4.9027% $1,323 Learn More
FHA 15 Yr. 4.2500% 0.000 $795.00 4.2973% $1,881 Learn More
5/1 Yr. ARM 3.6250% 0.000 $795.00 3.7546% $4,562 Learn More
7-1-arm 3.8750% 0.000 $795.00 3.9694% $3,403 Learn More
10-1-arm 4.3750% 0.000 $795.00 4.4433% $2,576 Learn More
30 Yr. Fixed 4.8750% 4.908% $1,323
15 Yr. Fixed 4.3750% 4.4315% $1,897
Call Now
Updated 03/16/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.8750% 0.000 $945.00 4.908% $1,323 Learn More
15 Yr. Fixed 4.3750% 0.000 $945.00 4.4315% $1,897 Learn More
Call Now
Updated 03/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
5.2500% 1.000 $1670.00 % $0 Learn More
4.6250% 1.000 $1670.00 % $0 Learn More
4.0000% 1.000 $1670.00 % $0 Learn More
3.8750% 1.000 $1670.00 % $0 Learn More
4.7500% 1.000 $1670.00 % $0 Learn More
3.0000% 1.000 $1670.00 % $0 Learn More
3.3750% 1.000 $1670.00 % $0 Learn More
3.7500% 1.000 $1670.00 % $0 Learn More
4.2500% 1.000 $1670.00 % $0 Learn More
30 Yr. Fixed 4.8750% 4.927% $1,323
15 Yr. Fixed 4.2500% 4.3386% $1,881
Call Now
Updated 03/19/2010
Additional Loan Products
Loan Product Rate Disc/Orig Points Fees APR Lock Est. Montly Payment
30 Yr. Fixed 4.8750% 0.000 $1485.00 4.927% $1,323 Learn More
15 Yr. Fixed 4.2500% 0.000 $1485.00 4.3386% $1,881 Learn More
FHA 30 Yr. 4.7500% 0.000 $1485.00 4.8016% $1,304 Learn More
FHA 15 Yr. 4.6250% 0.000 $1485.00 4.7146% $1,928 Learn More
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California Mortgage Rates and Refinance

California mortgage rates stayed at 4.71%

Friday, March 19, 2010

California mortgage rates on Lender411 for 30-year fixed-rate mortgages remained constant at 4.71%. State mortgage rates ranged from the lowest rate of 4.63% (AL) to the highest rate of 4.79% (TX). Currently, California mortgage rates are higher than the national average of 4.66%.

California is the most populous state in the U.S. If you are shopping for the best California mortgage rates, or are looking to Refinance or even tap into your home equity with a second mortgage loan, you have come to the right place. Lender411 makes that easy. We match you with CA lenders who will compete for your business.

While the cost of living is relatively high in CA, there is plenty to attract thousands of people a year to call California their home. If you are looking for a fast-paced lifestyle in a place with endless opportunity for recreation and entertainment, consider becoming a home owner in California.

Whether your are shopping for 30 year fixed mortgage rates, variable adjustable mortgage rates (ARM), jumbo loans, interest only or even specialized mortgages such as reverse mortgages in California, we can help. Simply fill out the form above and we will match you with qualified lenders in CA to get mortgage quotes. Lender411.com let's you search current mortgage rates and get good mortgage opinion. Below are some other useful links related to California mortgages:

Equity Investment Capital

866-532-1744 Ext. 101The bulk of EIC business is referral based; we have formed unique relationships with local CPA's, Real Estate Agents,... Read more...

Ask for - Anthony
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JB Mortgage Capital, Inc

We offer industry low California Home Loan Interest Rates everyday. We have the loan programs you need to secure a better future. The mortgage lenders... Read more...

Ask for - Kevin O'Connr
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Loan Leaders of America, Inc.

Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial... Read more...

Ask for - Ryan Broughton
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  • Find address on google. Map
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  • View user reviews. Reviews

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